2026 Super Jumbo Loan Limits for Hilton-Head-Island, Beaufort County, South Carolina

In Hilton-Head-Island county of Beaufort, SC, a Jumbo loan above $647,200 needs a 10% minimum down payment. Lendersa® offers a list of portfolio and Non-QM lenders arranging Jumbo loans up to $3,000,000. High net worth individuals might access super jumbo loans up to $35,000,000.

The conforming high balance limits are: $647,200 for single-family homes, $828,700 for 2-units, $1,001,650 for 3-units, $1,244,850 for 4-units.

Utilize our mortgage rate calculator to see current rates and determine necessary downpayment, income, credit, reserves, and documents for qualifying.

Explore offers from 100 lenders

Jumbo Loan Options in Hilton-Head-Island, SC

Lendersa® is focused on finding the best jumbo loan for your financial needs. Choose from three paths to connect with matching lenders and programs.

The Lendersa® Jumbo mortgage calculator helps identify lenders with the top Jumbo refinance rates or facilitate loans from $1,500,000 to $25,000,000.

Lendersa® swiftly processes data from thousands of lenders, aligning it with your profile for personalized options.

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Hilton-Head-Island Jumbo Loan Lenders

  • Coastal States Bank
  • 5 Bow Circle, Hilton Head Island, SC, 29928
  • Lends in South Carolina
  • Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.

  • The Kristoff Team
  • 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
  • Lends in South Carolina
  • The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”

  • Mortgage Lending Associates
  • 23 Anchor Cove Court, Bluffton, SC, 29910
  • Lends in South Carolina
  • Finance. Jason has been in the mortgage industry since 2001 and founded Mortgage Lending Associates in 2003. He is an experienced and knowledgeable mortgage executive, he has personally funded over 100 million in residential loans. Outside of mortgage lending Jason enjoys running, playing basketball and spending time with his two children

  • ANNUVA Financial
  • 110 Traders Cross, Suite 119, Bluffton, SC, 29909
  • Lends in South Carolina
  • At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.

  • Home Spring Mortgage
  • 5363 Creek View Ln, Hollywood, SC, 29449
  • Lends in South Carolina
  • HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties.HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector by making decisions that focus on a bor

  • HomeSpring Mortgage LLC
  • 5363 Creek View Lane, Hollywood, SC, 29449
  • Lends in South Carolina
  • HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.

  • Bank of the Lowcountry
  • 1100 North Jefferies Boulevard, Walterboro, SC, 29488
  • Lends in South Carolina
  • Bank of the Lowcountry is a local community bank founded in Walterboro, SC – the “front porch of the Lowcountry.” Our institution was founded by ten prominent Walterboro businessmen in October of 1988, resulting in the first commercial chartered bank organized in Walterboro in over 65 years.

  • First Federal-South Carolina
  • 300 Robertson Blvd, Walterboro, SC, 29488
  • Lends in South Carolina
  • 1ST FEDERAL SAVINGS BANK OF SC, INC.
    “The Family Bank”
    Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service

  • Palmetto State Bank
  • 601 First Street W, Hampton, SC, 29924
  • Lends in South Carolina
  • Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties.

    Our Board of Directors credit our exceptional growth to the fact

  • Homegrown Financial LLC
  • 147 Wappoo Creek Drive, Suite 105, Charleston, SC, 29412
  • Lends in South Carolina
  • At Homegrown Financial, we know you want financial freedom as you age. To achieve that, you need a smart and safe way to access an important retirement asset: home equity. The problem is traditional retirement sources are becoming unreliable and you’re worried about which options will allow you to best monetize your home equity in retirement.