Jumbo Loan Limits for Vermillion, Clay County, SD in 2026

For jumbo loans above $726,200, a minimum 10% down payment is required in Vermillion County, Clay, SD. Lendersa® includes a range of portfolio and Non-QM lenders who arrange jumbo loans up to $3,000,000. High-net-worth individuals might secure super jumbo loans up to $35,000,000.

Conforming high-balance loan limits are as follows: $726,200 on single-family homes, $929,850 for two-unit residences, $1,123,900 for three-unit properties, and $1,396,800 for four-unit buildings.

Check our Jumbo mortgage rate calculator to view current rates and understand the down payment, income, credit, reserves, and documents needed for qualification.

See loan offers available from 100 lenders

Explore Jumbo Loan Options in Vermillion, SD

The goal of Lendersa® is to assist you in finding the best possible jumbo loan tailored to your financial requirements and situation. Begin with one of three initial approaches that connect you with appropriate lenders and jumbo loan programs.

Our jumbo mortgage calculator helps you compare lenders to discover the best jumbo refinance rates or purchase loans ranging from $1,500,000 to $25,000,000.

Lendersa® quickly gathers and compares data from thousands of jumbo lenders against your unique financial profile and needs.

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To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Vermillion Jumbo Loan Lenders

  • One American Bank
  • 549 Broadway, Centerville, SD, 57014
  • Lends in South Dakota
  • ONE AMERICAN BANK is an extremely well capitalized financial institution embracing technology with new products and services, as well as online and mobile banking. These technological advancements will enhance and simplify the way you conduct your financial business whether online or in-branch.

  • Explorers Credit Union
  • 609 West 21st St, Parkston, SD, 57078
  • Lends in South Dakota
  • On February 28, 1962, the employees of the Yankton State Hospital organized and chartered the Yankton State Hospital Employees Federal Credit Union. This small branch was renamed to Services Center Federal Credit Union (FCU) and grew to three branch locations with over 7, 700 members and $70 million in assets.

  • Dakota MAC
  • 225 Cedar Street, Yankton, SD, 57078
  • Lends in South Dakota
  • Dakota MAC was developed in 1993 by First Dakota National Bank to provide long-term ag real estate loans at competitive interest rates and terms. Our lending options are focused directly on you and your operation’s needs. We knew then, and still know now, how difficult it is to operate in 3- and 5-year short-term notes.

  • Security National Bank of South Dakota
  • 325 Dakota Dunes Blvd, North Sioux City, SD, 57049
  • Lends in South Dakota
  • Security National Bank of South Dakota is a subsidiary of Security National Corporation, which was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection. These principles served as guideposts that enabled SNB to

  • The Farmers and Merchants State Bank
  • 550 Main Street, Scotland, SD, 57059
  • Lends in South Dakota
  • Located in Scotland, South Dakota, the Farmers and Merchants State Bank was chartered and began operations on September 7, 1920. Original organizers of the bank were Philip Engel, Alex Brown, C.D. Donley, Guy R. Brown, Joseph Stevenson, and H.N. Hess. The bank is located in its original location built in 1919 at 550 Main Street.

  • Security State Bank
  • PO Box 9, Tyndall, SD, 57066
  • Lends in South Dakota
  • Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.

  • CU Mortgage Direct, LLC
  • 5010 S Solberg Ave, Sioux Falls, SD, 57108
  • Lends in South Dakota
  • CU Mortgage Direct LLC is a South Dakota Limited Liability Company, NMLS# 198895. We are a mortgage banker/direct lender for all types of home loans. Since we are owned by credit unions, we have a strong financial backing and we can pass that savings on to you. With over 150 years of combined experience, we can help you obtain the right loan.

  • First Bank & Trust
  • 2300 W 57th St, Sioux Falls, SD, 57108
  • Lends in South Dakota
  • Fishback Financial Corporation (FFC) is the parent company of First Bank & Trust. One of South Dakota's largest privately held financial holding companies, FFC has 22 First Bank & Trust locations in 17 towns in South Dakota and Minnesota We are proud to be a family- and employee-owned community bank.

  • First Dakota National Bank
  • 6109 S. Old Village Pl, Sioux Falls, SD, 57108
  • Lends in South Dakota
  • First Dakota National Bank has eighteen locations throughout South Dakota and five Loan Production Offices in South Dakota and Nebraska, all designed to make banking easy for you. Our Mission: To anticipate, meet and exceed our customers' expectations. We will strengthen our communities by providing time, talent and resources.

Also lends in South Dakota

  • Liberty National Bank IA
  • 4425 Singing Hills Blvd., Sioux City, IA, 51106
  • In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.