Find 2026 Jumbo and Super Jumbo Lenders in Lake-Monticello, VA

In the county of Fluvanna, located in Lake-Monticello, VA, a down payment of at least 10% is mandatory for jumbo loans surpassing the limit of $647,200. Lendersa® provides a complete list of portfolio and Non-QM lenders who can manage jumbo loans up to $3,000,000. For wealthy individuals, super jumbo loans may go up to $35,000,000.

The conforming high balance loan limit is $647,200 for single-family homes, $828,700 for duplexes, $1,001,650 for triplexes, and $1,244,850 for four-unit homes.

Our Jumbo mortgage rate calculator is available to check the latest jumbo mortgage rates and discern the required down payment, income, credit score, reserves, and essential documents for qualification.

Discover loan offers from over 100 lenders

Available Jumbo Loan Options in Lake-Monticello, VA

The aim of Lendersa® is to ensure you secure the best jumbo loan tailored to your specific financial situation. You can choose from three starting options that connect you with lenders and appropriate jumbo loan solutions.

The Lendersa® Jumbo mortgage calculator allows you to compare different lenders to see who offers the most favorable Jumbo refinance rates or to acquire a Jumbo loan between $1,500,000 and $25,000,000.

Lendersa® rapidly processes loan program information from numerous Jumbo lenders, aligning it with your individual financial circumstances and preferences.

Lendersa loan request and matching results

To find the exact distance between the jumbo lenders to your property, enter the property address or location here:



Lake-Monticello Jumbo Loan Lenders

  • Virginia National Bank
  • 222 E Main Sstreet, Charlottesville, VA, 22902
  • Lends in Virginia
  • Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.

  • All Credits Mortgage
  • 360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902
  • Lends in Virginia
  • All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally

  • Member Options LLC
  • 1936 Arlington Boulevard, Charlottesville, VA, 22903
  • Lends in Virginia
  • Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union.Our credit union roots mean that we approach mortgage process differently from other lenders.At Member Options, we work with your best interest in mind.We carefully consider your goals & recommend solutions that work to your advantage

  • UVA Community Credit Union
  • 3300 Berkmar Dr, Charlottesville, VA, 22901
  • Lends in Virginia
  • The Credit Union is a not-for-profit financial cooperative owned by individual members, like you. Our strength is in our membership. Our goal is to help you reach your financial goals. Your financial success propels our growth and enables us to offer better products and services to all of our members and to be a positive force in the communities

  • Mahone Mortgage LLC
  • 685 Berkmar Court, Charlottesville, VA, 22901
  • Lends in Virginia
  • Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.

  • Crown Mortgage
  • 620 Woodbrook Dr, Suite 2, Charlottesville, VA, 22901
  • Lends in Virginia
  • We’re locally owned and operated. When you get your mortgage through Crown, your loan officer and processor walk by your side through the entire process. We’re home loan specialists. Not salesmen. If you want the best deal on your home loan, you need a loan officer who knows what that actually is.

  • New Horizon Bank, National Association
  • 1870 Stoneridge Commerce, Powhatan, VA, 23139
  • Lends in Virginia
  • New Horizon Bank was founded in Powhatan, VA about 20 miles west of Richmond. In 2009, a group of local business owners had a vision to meet a need – a community bank to provide an alternative to large regional and national banks. Powhatan is comprised of merchants, small manufacturers, farms, individuals, and families

  • Richmond Rehab Funding, Llc
  • 334 River Road West, Suite 247, Manakin Sabot, VA, 23103
  • Lends in Virginia
  • We are asset based hard money lenders based in Richmond, VA. We loan money for real estate investors' fix and flip deals, new construction projects, buy and hold rentals, BRRRR financing, adaptive reuse projects, land development, bridge loans and mezzanine financing. However, we are not limited to a certain loan footprint.

  • RatePro Mortgage
  • 1903 Manakin Road, Suite A, Manakin Sabot, VA, 23103
  • Lends in Virginia
  • RatePro Mortgage was founded as Home Equity Mortgage, Inc. our focus was on helping homeowners maximize the equity in their home. As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing.

  • RVA Mortgage Brokers LLC
  • 3900 Westerre Parkway, Suite 300, Richmond, VA, 23233
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.