AI Brings Private Money Lenders of Cottondale, Alabama [2026 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Cottondale, Tuscaloosa, AL. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Nearby Private Lenders in Cottondale, AL

Boost your chances of securing a loan by finding a private investor through a local hard money broker. The feasibility of acquiring hard money loans in Cottondale often hinges on engaging investors with a deep understanding of the region. Having the hard money investor in close proximity to the property can improve approval odds and speed up the funding process significantly.

The city of Cottondale is home to a population of 3136, with average property sales pegged at $120,410.

Browse our curated list of both commercial and residential lenders who offer loans mainly secured by real estate equity. These lenders often place little, if any, emphasis on your credit score or income verification. The list also details the distances of these private lenders from the specified Zip Code(s): 35404, 35453.

Compare options from up to 100 lenders



  • ECO Credit Union
  • 105 Frankfurt Cir, Birmingham, AL, 35211
  • Lends in Alabama
  • eCO Credit Union is a not-for-profit financial co-operative. From checking to loans & everything in between, we exist to meet the needs of our members with free & low-cost products & services.We also work hard to prioritize financial literacy in our communities. With 6 branches around the Birmingham area,eCO Credit Union is here to meet your needs.
  • APCO Employees Credit Union
  • 750 17th Street North, Birmingham, AL, 35203
  • Lends in Alabama
  • APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
  • Regions Bank
  • 1900 5th Ave N, Birmingham, AL, 35203
  • Lends in Alabama
  • Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.
  • America's First Federal Credit Union
  • 1200 4th Ave N, Birmingham, AL, 35203
  • Lends in Alabama
  • America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
  • ACIPCO Federal Credit Union
  • 1501 31st Avenue North, Birmingham, AL, 35207
  • Lends in Alabama
  • ACIPCO Federal Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial services designed to help them enjoy a better way of life. Credit Union is a member-owned, not-for-profit, financial cooperative. Since 1964, we've been serving members with low-cost financial
  • Legacy Community Federal Credit Union
  • 1400 South 20th Street, Birmingham, AL, 35255
  • Lends in Alabama
  • Our mission is simple: To help members like you enjoy the best possible financial life. We do this with low fees for our services, competitive loan rates, and helpful advice whenever it’s needed. Every day, in every way, you can count on us as a partner in making the most of your money.
  • SouthPoint Bank
  • 3501 Grandview Parkway, Birmingham, AL, 35243
  • Lends in Alabama
  • SouthPoint Bank was launched in October 2005 by former SouthTrust Corporation executives. Steve Smith, currently Chairman, President and Chief Executive Officer got the idea of opening a Bank when the former SouthTrust Bank was purchased by Charlotte-based Wachovia Corporation in June of 2004.
  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Lends in Alabama
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time