Top Private Money Lenders in Bakersfield, CA

Use Lendersa® hard money mortgage calculator to find private real estate investors in Bakersfield, Kern, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Locate Private Lenders Nearby in Bakersfield, CA

Increasing your chances of loan approval can be achieved by finding a private investor through a nearby hard money broker. In Bakersfield, successfully obtaining hard money loans often relies on working with investors who are accustomed to the area. The closer in proximity the investor is to the property, the more likely the loan will be approved quickly, enhancing the speed of the funding process.

The population of Bakersfield is 579295, with an average property sale price of $295,100.

Check out our list of commercial and residential lenders who provide loans secured by real estate equity. These loans often require minimal credit score or income verification. Our list also details the distance of these private lenders from Zipcode(s): 93306, giving you insight into the options within your reach.

Compare loan offers from 100 different lenders



  • Mega Loans
  • 20 East Thomas Road, Suite 2238, Phoenix, AZ, 85012
  • Lends in California
  • Loan Factory strives to drive down the rate, deliver low rates with no or low costs to our clients, and improve constantly in providing excellent customer service. We have closed successfully over 20, 000 loans and most of the loans are closed 25 days or less.
    We have an innovative website that clients can visit at https://loanfactory.com.

  • North Valley Mortgage
  • 3930 Oro St, Redding, CA, 96001
  • Lends in California
  • Purchase, refinance, cash out, and no money down options with excellent rates and personalized service! With over 15 years in the mortgage industry, we provide a level of expertise you can rely on. From offering the best loan options to fit your needs, to closing loans efficiently and on time, we will take great care of you!

  • MidPoint Capital Partners, LLC
  • 2942 N. 24th St Ste 115, Phoenix, AZ, 85066
  • Lends in California
  • MidPoint Capital Partners, LLC is a national direct lender offering fix & flip, bridge, construction, DSCR rental and multifamily loans - from $75K to $75M+. We close in as little as 24 hours. 47 states coverage, asset-driven underwriting, and programs for every stage of the deal cycle. 

  • AZ MORTGAGE BROKER, LLC
  • 11021 N 38th Place, Phoenix, AZ, 85028
  • Lends in California
  • The AZ Mortgage Broker, LLC Team is your Arizona experienced mortgage team located in Phoenix, Arizona. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Phoenix area.

  • Grand Funding
  • 3104 e camelback rd PMB 1032, Phoenix, AZ, 85016
  • Lends in California
  • We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.

  • Tri-Point Capital
  • 6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
  • Lends in California
  • Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h

  • Tri-Point Capital
  • 6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
  • Lends in California
  • Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve

  • Orchard Funding
  • 11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
  • Lends in California
  • Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.

  • Mortgage Quest
  • 14362 North Frank Lloyd Wright, Suite 1000, Scottsdale, AZ, 85260
  • Lends in California
  • Having worked for a few of the large banks & mortgage banking firms prior to starting Mortgage Quest in May 2000, Bob McCormick learned how & why these mortgage companies need to mark-up their rates that are offered to the public: large overhead expenses including office salaries, commissions several layers of management due to large staffing, etc.