Cottonwood, California Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in Cottonwood, Shasta, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Near You: Cottonwood, CA

By finding a private investor through a local hard money broker, your chances of securing a loan greatly improve. Hard money loans in Cottonwood often rely on connecting with investors who understand the local area. Proximity between the investor and the property increases the odds of loan approval and speeds up the funding timeline.

Cottonwood's population is 3243, with average property prices at $360,000.

Consult our list of commercial and residential lenders offering loans backed by real estate equity. These lenders typically don't focus much on credit scores or income verification. The list includes the distance of private lenders from Zip Code(s): 96022.

Compare offers from 100 lenders



  • Homeowners First Mortgage
  • 108 Pacifica, Suite 250, Irvine, CA, 92618
  • Lends in California
  • Homeowners First Mortgage offers the promise of longevity and security along with a commitment to service excellence. Homeowners First Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. We are recognized as the industry leader in mortgage partnerships.

  • Eiffel Mortgage Services, Inc.
  • 53 Gray Dove, Irvine, CA, 92618
  • Lends in California
  • At Eiffel Mortgage Services, Inc. We are a full-service mortgage company based in Irvine, California. We specialize in Conventional, FHA, VA, First Time Home Buyers in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or Refinancing in any of these zip codes: 92618

  • Sea Point Capital
  • 15615 Alton Parkway, Suite 450, Irvine, CA, 92618
  • Lends in California
  • Seapointe Capital we weave together the goals and desires of our clientele to create custom tailored real estate solutions.We focus on a consultative approach to real estate acquisition / disposition, financing and ownership of all types of real estate. Our mantra: better thinking creates better solutions.

  • Charter Pacific Lending Corp.
  • 9891 Irvine Center Drive, Suite 190, Irvine, CA, 92618
  • Lends in California
  • Charter Pacific Lending Corp. is a privately owned mortgage company serving the Southern California region since 2002. The founder and top advisor, Babak Moghaddam has been opening doors to home buyers since 1989 and he is dedicated to making home financing a simple, efficient process

  • Joseph Martelli Real Estate Investments Inc.
  • 16391 Scientific, Irvine, CA, 92618
  • Lends in California
  • JMREI is a financial service and real estate advisory company that has helped investors and developers reach their real estate goals for over 40 years. We’ve built a unique business model by helping clients find the finest investments and developments setting them up for lasting success. Since our inception,

  • Adaptive Mortgage Solutions Inc.
  • 32 Eaglecreek, Irvine, CA, 92618
  • Lends in California
  • "We believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams.
    We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations."

  • Everwise Home Loans & Realty
  • 15615 Alton Parkway Suite 450, Irvine, CA, 92618
  • Lends in California
  • At Everwise Home Loans & Real Estate, our mission is to set a high standards in the Mortgage & Real Estate industry. We are committed to quality customer service by putting the people we serve first. Our goal is to carefully guide you through the Home Loan and Real Estate process, so that you can confidently make the best decisions for you

  • Eagle Home Mortgage
  • 15131 Alton Parkway Suite 235, Irvine, CA, 92618
  • Lends in California
  • Eagle Home Mortgage has offered full-service home lending and refinancing options to customers. It is Eagle’s mission to remove the barriers to homeownership by providing every customer with an elite team of mortgage advisors, a competitive financial package, and the industry's best digital mortgage experience.

  • Ryan Grant Team - A Professional Mortgage Experience
  • 100 Spectrum Center Dr #750, Irvine, CA, 92618
  • Lends in California
  • The Ryan Grant Team has been a pioneer in transforming the way that the consumer looks at their mortgage lending relationship. For over 13 years, Ryan and his team of outstanding professionals have provided a level of value to their clients that is not common in the mortgage business.

  • PSG Capital Partners Inc.
  • 16441 Scientific Way, Irvine, CA, 92618
  • Lends in California
  • PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc.

  • Carlyle Capital
  • 3 Park Plaza, Suite 780, Irvine, CA, 92618
  • Lends in California
  • Carlyle Capital is an asset-based private lender and asset management company in the business of deploying capital against real estate,typically as short-term bridge loans to acquire, refinance,re-purpose, or develop real estate holdings.Carlyle Capital’s extensive strategic partners provide the ability to competitively fund deals of any magnitude.