Hard money loans Lowest rates with AI in Encinitas, California

Use Lendersa® hard money mortgage calculator to find private real estate investors in Encinitas, San Diego, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Near You in Encinitas, CA

Working with a private investor through a local hard money broker boosts your chances of loan approval. Obtaining hard money loans in Encinitas typically depends on finding investors who understand the area. A close proximity between the investor and the property increases approval odds and speeds up the funding process.

Encinitas has a population of 62709, and its average property sale price is $1,137,020.

Explore our list of commercial and residential lenders. These lenders offer loans secured by real estate equity, often without focusing heavily on credit scores or income verification. The list indicates the distance of lenders from Zipcode(s): 92007, 92075, 92024, 92023.

Compare Offers from 100 Lenders



  • New Way Mortgage, Inc.
  • 1111 Howe Avenue, Suite 510, Sacramento, CA, 95825
  • Our mission is Fast, Easy and Affordable so we built a company using fresh technology, we over communicate and we’re nice. We’ve partnered with the nation’s Top Wholesale Mortgage Lenders to deliver the best rates, service and technology available. New Way Mortgage, Inc. is a Real Estate Broker licensed by the California Dept of Real Estate.
  • PMG Home Loans
  • 1010 Hurley Way, Suite 110, Sacramento, CA, 95825
  • PMG Home Loans has been committed to helping homebuyers and homeowners throughout California get the highest quality home loans, with the fastest possible approvals and delivery times. We understand clients’ needs when it comes to financing, whether it’s a first-time homebuyer, a homeowner looking to renovate after settling into a career.
  • Liberty Financial
  • 1010 Hurley Way # 290, Sacramento, CA, 95825
  • Whether your buying, selling or looking to invest into real estate my goal is to serve each client’s individual needs by providing exceptional customer service and dedication to find your ideal home. I will guide you along the way through buying/selling process to achieve outstanding results.
  • CAPITAL CITY LENDING
  • 2335 American River Drive, Suite 40, Sacramento, CA, 95825
  • Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation
  • CARLILE Realty & Lending - East Sac Branch
  • 1860 Howe Avenue Suite 100, Sacramento, CA, 95825
  • Carlile Realty & Lending is a boutique brokerage in Sacramento providing expertise in transaction negotiation and management from beginning to end. Carlile Realty & Lending is Your Key to Home! SERVICES INCLUDE: California Real Estate Lending/Mortgages Hard Money Lending Appraisals Land Development Flips and more
  • Twin Rivers Capital
  • 2255 Watt Ave, Suite 125, Sacramento, CA, 95825
  • Twin Rivers Capital is in the relationship business and that our client base is looking for first class personalized service. Twin Rivers Capital prides itself in our exemplary staff that allows us to be available, responsive and easy to work with. Twin Rivers Capital is a premier private hard money lender chosen for consistent performance, reliabl
  • Sierra Commercial Capital
  • 333 University Avenue, Sacramento, CA, 95825
  • "Sierra Commercial Capital is a financing company that provides smart business solutions and consulting to various kind of businesses no matter the size, industry or the state of their finances. Sierra Commercial Capital is your one stop alternative for financing solutions for your business loan"
  • Asher Evans
  • 4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
  • Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
  • Sunrise Vista Mortgage
  • 836 57th Street, Suite 202, Sacramento, CA, 95819
  • The Sunrise Vista Mortgage Team is your premier mortgage team located in Sacramento, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage and also While offering the full spectrum of all CONVENTIONAL residential loan products, GOVER