AI Brings Private Money Lenders of Merced, California [2025 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Merced, Merced, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Local Private Lenders in Merced, CA

Securing a loan can be significantly easier when you connect with a private investor via a local hard money broker. In Merced, having access to hard money loans often depends on finding investors who are thoroughly acquainted with the neighborhood and its market particularities. The geographical closeness between the property in question and the hard money investor can notably increase the chances of loan approval. Additionally, this proximity often results in a more expedited funding process, enhancing the efficiency of your financial dealings.

The dynamic city of Merced is home to a population of approximately 145149. With an average property sale price estimated at $283,930, the real estate landscape here presents diverse opportunities. Understanding these population dynamics and market trends can be crucial for both investors and potential borrowers when making informed decisions.

Our comprehensive list includes both commercial and residential lenders who are adept at arranging loans secured by real estate equity. Such lenders offer a unique advantage by typically placing minimal importance on traditional credit scores or income verifications, thereby making loans more accessible. These lenders focus on the equity in real estate, which is often a more stable and reliable measure of creditworthiness. Moreover, our list provides clear information on how close these private lenders are to you, based on Zipcode(s): 95348, 95340, 95341, 95343, helping you to quickly identify the most convenient options available.

Finding the right financial resources is crucial, and being aware of nearby lenders willing to support your real estate endeavors can make a significant difference.

Take the next step and compare loan offers from a broad network of 100 lenders, each providing distinct terms that could fit your particular needs.



  • Johnny Delgadillo - Answer Home Loans, Inc.
  • 9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
  • Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.
  • Anew Lending
  • 9299 East Stockton Blvd #50, Elk Grove, CA, 95624
  • Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.
  • preferred mortgage inc.
  • 2600 Old Crow Canyon Road, Suite 201, San Ramon, CA, 94583
  • Preferred Mortgage has a seasoned team of experts that hold experience in both residential and commercial property loans. Operating in the San Francisco Bay Area we help first-time home buyers, individuals, families, and real estate investors acquire cost effective loans at the best rates possible.
  • Jason Brown - Preferred Mortgage Inc.
  • 2600 Old Crow Canyon Rd, Suite 201, San Ramon, CA, 94583
  • A key advocate for the local schools, Jason Brown shares his success in business with the youth of today. With over 25 years of experience in the mortgage business Jason created a nonprofit, SaveCASchools.org, which focuses on donating money to schools to help them better assist students in San Ramon Valley.
  • New National Mortgage
  • 2010 Crow Canyon Place, Suite 100, San Ramon, CA, 94583
  • New National Mortgage is an independent mortgage broker located in the Bay Area and licensed to do business in the state of CA. We have been in business for over a decade and funded millions of dollars. We have helped thousands of people move into their dream homes, expand their investments or businesses.
  • Preferred Financial
  • 11 Crow Canyon Court, Suite 100, San Ramon, CA, 94583
  • We've helped thousands of people get the financial assistance they need — from loans, mortgages, insurance, to general financial advisement. You are Preferred Financial; with you, we are powerful. We have been serving clients since 1979 and specialize in providing true no cost loans. We are partnered with 20+ different lenders,
  • Pleasanton Funding
  • 2410 Camino Ramon, Suite 183, San Ramon, CA, 94583
  • At Pleasanton Funding. We are a full-service mortgage company based in San Ramon, CA. We specialize in Cash out refinance, HomePath, FHA and VA Mortgages in the surrounding cities of Alameda County. Whether you are buying a home or refinancing in any of these zip codes: 94566, 94568 or 94583, we can help you realize your dream of home ownership
  • WebERealty
  • 12935 Alcosta Boulevard, Suite 3681, San Ramon, CA, 94583
  • Our Exclusive Buyer Profile System saves you Time and Money. Simply tell us what you're looking for and get priority access to ALL homes that match your criteria, including Bank Foreclosures, Company Owned Properties and other Distress Sales. No more wasted time looking at out-dated information in newspapers or searching the internet.
  • CMG Mortgage Inc.
  • 3160 CROW CANYON ROAD SUITE 400, San Ramon, CA, 94583
  • The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan. The best way to find out what mortgage is best for your home purchase is to get preapproved with a CMG Financial loan officer. Mortgage pre appro
  • MortgageSeth (Mason-Mcduffie Mortgage)
  • 2430 Camino Ramon Suite 300, San Ramon, CA, 94583
  • Since 1887, Mason-McDuffie Mortgage has operated under one idea: Your Financial Security Begins at Home. An employee owned company, Mason Mac works with one mission – to make the dream of home ownership a reality for our clients. We help to fulfill that dream every day from coast to coast.