Find Private Money Lenders in Merced, CA

Use Lendersa® hard money mortgage calculator to find private real estate investors in Merced, Merced, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Local Private Lenders in Merced, CA

Securing a loan can be significantly easier when you connect with a private investor via a local hard money broker. In Merced, having access to hard money loans often depends on finding investors who are thoroughly acquainted with the neighborhood and its market particularities. The geographical closeness between the property in question and the hard money investor can notably increase the chances of loan approval. Additionally, this proximity often results in a more expedited funding process, enhancing the efficiency of your financial dealings.

The dynamic city of Merced is home to a population of approximately 145149. With an average property sale price estimated at $283,930, the real estate landscape here presents diverse opportunities. Understanding these population dynamics and market trends can be crucial for both investors and potential borrowers when making informed decisions.

Our comprehensive list includes both commercial and residential lenders who are adept at arranging loans secured by real estate equity. Such lenders offer a unique advantage by typically placing minimal importance on traditional credit scores or income verifications, thereby making loans more accessible. These lenders focus on the equity in real estate, which is often a more stable and reliable measure of creditworthiness. Moreover, our list provides clear information on how close these private lenders are to you, based on Zipcode(s): 95348, helping you to quickly identify the most convenient options available.

Finding the right financial resources is crucial, and being aware of nearby lenders willing to support your real estate endeavors can make a significant difference.

Take the next step and compare loan offers from a broad network of 100 lenders, each providing distinct terms that could fit your particular needs.



  • Hankey Capital
  • 4751 Wilshire Blvd., Suite 110, Los Angeles, CA, 90010
  • Lends in California
  • Hankey Capital is a private direct lender originating short-term bridge and construction financing in the $2M to $50M range secured by real estate located in California. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources.

  • Wilkes Mortgage Group
  • 3470 Wilshire Blvd. #910, Los Angeles, CA, 90010
  • Lends in California
  • When purchasing a home or refinancing, for most Americans it is the biggest investment they will ever make, and should be treated as such. After closing thousands of loans throughout my 16 year career as a licensed realtor and mortgage broker, my objective is straight forward and clear.

  • Pasadena Service Federal Credit Union
  • 670 N. Rosemead Blvd, Pasadena, CA, 91107
  • Lends in California
  • Since 1936, myPSFCU has served the unique banking needs of Pasadena Unified School District and Pasadena City College faculty and staff. Over the years, myPSFCU has evolved into a community chartered financial institution that services the World Class City of Pasadena and surrounding areas

  • R&A Financial Group, Inc
  • 338 South Rosemead Blvd, Pasadena, CA, 91107
  • Lends in California
  • Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.

  • Quest Financial
  • 675 Rim Road, Pasadena, CA, 91107
  • Lends in California
  • Crown Point Realty Capital is a full service real estate firm specializing in real estate & business finance. Our professionals bring extensive experience from various sectors of the real estate industry including real estate brokerage, finance, leasing, construction & development. This blend of knowledge offers our clients a unique perspective.

  • Members 1st Credit Union
  • PO Box 492395, Redding, CA, 96049
  • Lends in California
  • Members 1st Credit Union provides the convenient and relevant financial services its members need to achieve their goals and dreams. They offer checking, savings, certificates, IRAs, money market, credit cards, mortgages, home equity loans, auto loans, personal loans, student loans, online and mobile banking and more.

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Lends in California
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Lends in California
  • Sunset Equity Funding is a nationwide, direct private money lender offering competitive commercial financing programs for real estate investors.

    Loans range from $100K - $50M million in size and we are able to fund in 48 hours or less. Foreign nationals are ok. We have no pre-payment penalty.

  • Rose City Realty Inc.
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Lends in California
  • Rose City Realty, Inc., was founded in 1999 and incorporated in 2001 by Preston Howard, a California mortgage broker and licensed real estate broker, with the mission of providing real estate financing solutions with corporate knowledge – with a personal touch. By building a personal network of non-traditional resources to fund loans

  • Blue Fox Capital Corp.
  • 1250 East Walnut, Suite 240, Pasadena, CA, 91106
  • Lends in California
  • Blue Fox Capital Corp specialize in all kind of commercial loans to owners, investors and developers in need of funding outside the scope of traditional banks and lenders. We offer loans for almost every scenario including residential fix and flip, new construction, transactional funding, and commercial "value add lending.