Hard money loans Lowest rates with AI in Merced, California

Use Lendersa® hard money mortgage calculator to find private real estate investors in Merced, Merced, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Local Private Lenders in Merced, CA

Securing a loan can be significantly easier when you connect with a private investor via a local hard money broker. In Merced, having access to hard money loans often depends on finding investors who are thoroughly acquainted with the neighborhood and its market particularities. The geographical closeness between the property in question and the hard money investor can notably increase the chances of loan approval. Additionally, this proximity often results in a more expedited funding process, enhancing the efficiency of your financial dealings.

The dynamic city of Merced is home to a population of approximately 145149. With an average property sale price estimated at $283,930, the real estate landscape here presents diverse opportunities. Understanding these population dynamics and market trends can be crucial for both investors and potential borrowers when making informed decisions.

Our comprehensive list includes both commercial and residential lenders who are adept at arranging loans secured by real estate equity. Such lenders offer a unique advantage by typically placing minimal importance on traditional credit scores or income verifications, thereby making loans more accessible. These lenders focus on the equity in real estate, which is often a more stable and reliable measure of creditworthiness. Moreover, our list provides clear information on how close these private lenders are to you, based on Zipcode(s): 95348, 95340, 95341, 95343, helping you to quickly identify the most convenient options available.

Finding the right financial resources is crucial, and being aware of nearby lenders willing to support your real estate endeavors can make a significant difference.

Take the next step and compare loan offers from a broad network of 100 lenders, each providing distinct terms that could fit your particular needs.



  • Temple View Capital
  • 105 S. Los Robles Ave. Suite 665, Pasadena, MD, 91101
  • Temple View Capital is a national private portfolio lender that offers flexible financing for investors in residential real estate. Founded by entrepreneurs with more than 20 years of residential mortgage and real estate investment experience, Temple View has been at the forefront of innovative product development since its inception.
  • Pacific City Bank
  • 3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, 90010
  • Pacific City Bank (NASDAQ: PCB) was founded to serve the commercial banking needs of primarily Asian-American owned small and medium-sized enterprises and real estate investors. Specialties include providing various types of financing, such as commercial property loans, small business loans and lines of credit.
  • Global United Lending
  • 3255 Wilshire Blvd, Suite 1808, Los Angeles, CA, 90010
  • Our goal is to be the lender of choice for consumers & the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency. We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect & value each other's contributions.
  • NMSI, Inc.
  • 3700 Wilshire Blvd, Suite 330, Los Angeles, CA, 90010
  • NMSI, Inc. was originally founded in 2008 as National Mortgage Service Incorporated, as a Mortgage Lender. Our company continues to strive to offer our clients diverse loan product lines, competitive interest rates and flexible underwriting. NMSI Offers a wide array of competitive loan options.
  • American Re Group
  • 4929 Wilshire Boulevard, Suite 915, Los Angeles, CA, 90010
  • At AREG, we know that our people are our greatest asset. The teams they form are the best in the world at what they do and they work perfectly together to make dreams come true for our broker clients, homeowners and each other. AREG is one of the largest, fastest-growing wholesale lenders in California.
  • Diamond Edge Financial
  • 4929 Wilshire Blvd Suite 710, Los Angeles, CA, 90010
  • The Diamond Edge Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Solidon Financial & Realty
  • 3550 Wilshire Blvd., Los Angeles, CA, 90010
  • SOLIDON REAL ESTATE has a vast list of options all available for you. Moving can be a daunting process, but with our personalized services, outstanding agents, and world class customer care, you will see how seamless the process can be. We’ve got you covered, and we can’t wait to help you.
  • Mor Financial
  • 3530 Wilshire Blvd. Suite 1820, Los Angeles, CA, 90010
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • MOR Financial
  • 1100 Wilshire Blvd Ste 3302, Los Angeles, CA, 90010
  • MOR Financial is a California based mortgage company that specializes in private money lending. Private loans are secured by real estate properties, both residential & commercial. Our company is dedicated to a hassle free submission process allowing you to focus on your business and investments.
  • Hankey Capital
  • 4751 Wilshire Blvd., Suite 110, Los Angeles, CA, 90010
  • Hankey Capital is a private direct lender originating short-term bridge and construction financing in the $2M to $50M range secured by real estate located in California. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources.