Rancho Santa Margarita, California Private money Lenders complete AI list of 2025

Use Lendersa® hard money mortgage calculator to find private real estate investors in Rancho Santa Margarita, Orange, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Nearby Private Lenders in {CITY}}, {STATE}}

Finding a private investor through a local hard money broker can exponentially boost your chances of loan approval. Hard money loans in {CITY}} often depend on identifying investors who are knowledgeable about the neighborhood. Proximity between the hard money lender and the property not only lifts the odds of loan approval but also accelerates the funding process.

{CITY}} boasts a population of {DETAILS_POPULATION}}, with an average property sale price recorded at {DETAILS_PROPERTY_VALUE}}.

Check out our roster of commercial and residential lenders that secure loans with real estate equity. These lenders typically place minimal emphasis on credit scores or income verification. You will find the distances to private lenders from these Zipcode(s): {DETAILS_ZIP_CODES}}.

Examine loan offers from a variety of 100 lenders



  • America's Home Loans
  • 131A Stony Circle, Santa Rosa, CA, 95401
  • At America\'s Home Loans, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • California Private Money Lenders
  • 656 Piezzi Road, Santa Rosa, CA, 95401
  • I started my private money loan business in Santa Rosa because I saw a need for individuals and businesses to borrow funds for relatively short periods of time (1 to 5 years) to improve their current and future financial situations. We specialize in originating and funding special situations loans
  • Sun Pacific Mortgage & Real Estate
  • 800 Mendocino Ave., Suite #2, Santa Rosa, CA, 95401
  • Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988. Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. Our Hard Money loans rescue with mortgages funded by private individuals
  • Abana Mortgage
  • 7105 East Hurlbut Avenue, Sebastopol, CA, 95472
  • Veteran Owned Mortgage Broker specializing in all types of loans - for all ages and stages of home ownership. Types of Loans: Fixed Rate Loan ARM Loan Jumbo Loan VA Loan FHA Loan Private Financing Whether you're a first time home buyer, already own a home and interested in Refinancing your current loan
  • North Bay Credit Union
  • 397 Aviation Blvd, Suite L, Santa Rosa, CA, 95403
  • Established in 1948, North Bay Credit Union is the oldest credit union in Sonoma County & was originally called Sonoma County Grange Credit Union. It was founded by members of Sonoma County Granges who pooled their savings to help new farmers who had no access to bank credit so they could buy land & equipment to start their own farming operations.
  • Parker Mortgage & Investment
  • 2777 Cleveland Ave., Santa Rosa, CA, 95403
  • Parker Mortgage is a boutique brokerage firm whose primary focus is representing charitable foundations, trust departments and pension plans for the acquisition of mortgage lending opportunities that meet their investment guidelines and are consistent with their constituent's values.
  • You First Mortgage
  • 114 Wikiup Drive, Santa Rosa, CA, 95403
  • You First Mortgage is a licensed mortgage broker based in Sonoma, Marin and San Diego Counties. When you partner with us, we put your interests above all other priorities. With versatile real estate industry experience in the local market, our advisors can provide reliable guidance when it comes to choosing home financing options.
  • Redwood Trust Deed Services
  • 3550 Round Barn Boulevard, Suite 203, Santa Rosa, CA, 95403
  • Redwood has steadily grown through referrals from clients, title companies, and attorneys. Redwood is an active member of the United Trustee's Association (UTA, formerly California Trustee's Association) and California Mortgage Association (CMA). Robert Cullen is a former member of the Board of Directors for the United Trustee's Association.
  • First Priority Financial
  • 3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation
  • WayLend
  • 1320 19th Hole Dr #205, Windsor, CA, 95492
  • We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.