San Carlos, California Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in San Carlos, San Mateo, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

social-security

Your social security number is unnecessary to get a FREE accurate loan quote.


Explore Local Private Lenders in San Carlos, CA

Enhance your chances of loan approval by connecting with a private investor through a local hard money broker. In San Carlos, the success of obtaining hard money loans often depends on finding investors who have a thorough understanding of the local neighborhood. Being closer to the property, these investors can significantly increase the likelihood of loan approval, while also speeding up the funding process, ensuring a more efficient experience for borrowers.

The city of San Carlos is home to approximately 30185 residents, with the average property selling for $1,940,210. This thriving real estate market reflects a robust potential for investment opportunities that both local and external investors find appealing.

We invite you to explore our carefully curated list of commercial and residential lenders who specialize in offering loans secured by real estate equity. These lenders typically place lesser emphasis on credit scores and income verification, opting instead to focus on the substantial security provided by the property's equity. Additionally, the list provides detailed information about how far each lender is located from Zipcode(s): 94070, helping you consider geographic convenience in your decision-making.

Evaluate and compare loan offers from a diverse selection of 100 lenders today, allowing you to make an informed choice that aligns perfectly with your financial goals and needs.



  • Sierra Lending Corporation
  • 25 Taylor St, Suite 607, San Francisco, CA, 94102
  • Lends in California
  • We are Sierra Lending, specializing in mortgage loans in California and Texas for self-employed, foreign national and ITIN borrowers. At Sierra Lending we are here to help those who may have been turned down for a mortgage loan by traditional mortgage lenders due to their self-employed status, or because they are a citizen of a foreign country.

  • Resource Lenders
  • 180 Redwood St., Suite 250, San Francisco, CA, 94102
  • Lends in California
  • Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.

  • VANTAGE POINT FINANCE
  • 2055 Junction Ave, San Jose, CA, 95131
  • Lends in California
  • Vantage Point Finance, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our private loans and commercial financing options. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.

  • Morgan Real Estate & Financial, Inc
  • 2051 Junction Ave, Suite 237, San Jose, CA, 95131
  • Lends in California
  • We're a group of licensed real estate and mortgage consultants, dedicated to providing California home owners and investors best services. We provide home buying, selling and mortgage services as one stop shopping. In addition, we also provide EB-5 investment green card services to foreign investors as a total solution.

  • Ann Do - Tera Capital Group
  • 2092 Concourse Drive, Suite 95, San Jose, CA, 95131
  • Lends in California
  • Tera Capital Group has quickly gained a lot attention and become among the top mortgage brokers in the industry. With a strong & long working relationship with many top wholesale lenders in CA, Tera Capital Group brings the mortgage solutions to our clients not only with the best possible rates, but the premium service that our clients deserve.

  • 5 Star Capital, LLC
  • 2188 Del Franco St, Suite 30, San Jose, CA, 95131
  • Lends in California
  • 5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.

  • GoldenPoint Finance
  • 1630 Oakland Road, Suite A209, San Jose, CA, 95131
  • Lends in California
  • "GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California.
    GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."

  • Spectrum Credit Union
  • PO Box 2069, Oakland, CA, 94604
  • Lends in California
  • Spectrum Credit Union is committed to providing highly competitive benefits and compensation as well as a comfortable, fun work environment for our staff. The Team Spirit Committee organizes companywide events throughout the year. Our headquarters office features ergonomic sit/stand desks, and semi-monthly subsidized table massages

  • Hebrew Free Loan of San Francisco
  • 131 Steuart Street, Suite 520, San Francisco, CA, 94105
  • Lends in California
  • We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.

  • Prosper Marketplace
  • 221 Main Street, Suite 300, San Francisco, CA, 94105
  • Lends in California
  • Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns.