Private Money Lenders in San Luis Obispo, California

Use Lendersa® hard money mortgage calculator to find private real estate investors in San Luis Obispo, San Luis Obispo, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Your Local Private Lenders in San Luis Obispo, CA

Enhance your loan approval chances by connecting with a private investor through a local hard money broker. In San Luis Obispo, the key to successfully securing hard money loans often lies with investors who understand the local neighborhood intricacies. Proximity between the investor and the property can dramatically enhance approval odds and expedite the overall funding process, ensuring a smoother and faster transaction.

The bustling city of San Luis Obispo, with its population of 62290, boasts an average property sale price of $762,890, showcasing its vibrant real estate market.

Explore our curated list of both commercial and residential lenders offering loans secured by the equity in your real estate. These lenders typically downplay the importance of credit scores and income verification, choosing instead to rely on the property's value itself. Moreover, our list indicates how far each private lender is from the specified Zipcode(s): 93401, allowing for selection based on convenience and proximity.

Begin comparing offers from an array of 100 lenders today, ensuring that you find the best financial fit tailored to your needs.



San Luis Obispo Private Money Lenders

  • SLO Credit Union
  • 1220 Osos Street, San Luis Obispo, CA, 93401
  • Lends in California
  • In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.

  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Lends in California
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.

  • Avalon Home Loans
  • 8520 Alegre Avenue, Atascadero, CA, 93422
  • Lends in California
  • We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional, personalized service for all of our clients. Emily Armet, owner and broker of Avalon Real Estate & Home Loans.

  • ZS Mortgage Group
  • 556 Camino Mercado, Suite C, Arroyo Grande, CA, 93420
  • Lends in California
  • ZS Mortgage Group is one of the top lending teams in the country. We are dedicated to providing our clients Next-Level service and a holistic approach to the mortgage process.

    We are team of top-notch professionals who provide a level of service beyond the typical mortgage experience.

  • Home Again
  • 2306 Willow Road, Arroyo Grande, CA, 93420
  • Lends in California
  • Home Again is a highly respected, and proudly recommended brokerage that retains a high level of personal attention towards each of the clients it chooses to work with. I did not become a broker to focus on creating a firm WIDE with Sales Agents in the field. No, I became a broker to focus my energy, knowledge and experience on just my own clients.

  • CoastHills Credit Union
  • PO Box 8000, Santa Maria, CA, 93456
  • Lends in California
  • CoastHills currently serves more than 70, 000 members in Northern Santa Barbara County and San Luis Obispo County with 11 branches and a full-service local call center. With assets of more than $1.3 billion, CoastHills is the second largest independently owned financial institution on the Central Coast.

  • ClearEdge Commercial Lending
  • 1806 Pine st., Paso Robles, CA, 93446
  • Lends in California
  • ClearEdge Commercial is a nationwide business purpose lender with competitive rates and industry leading turn times. We are more than just a lender, we establish relationships with our clients. We listen and work with you to find the best solutions tailored to your needs. Specializing in non-owner-occupied residential invest properties, 1 - 30 un

  • Simple Lending and Realty, INC.
  • 1244 Pine Street, Suite 217, Paso Robles, CA, 93446
  • Lends in California
  • Simple Lending & Realty Inc founder of the Yesenia Meraz in 2009 along with other colleagues opened the office at 1244 Pine St Suite 217 initially as a retail mortgage company and a year later I obtained my Real Estate License. I worked as an independent mortgage broker until beginning of 2013 when Simple Lending & Realty was started

  • A Straight Line Mortgage Solutions
  • 404 Cool Valley Road, Paso Robles, CA, 93446
  • Lends in California
  • A Straight Line Mortgage Solutions are the low cost provider of home loans in the SLO county area. If you want to save money on your home purchase or refinance, this is the right place! We offer conventional, FHA, USDA and VA home loans at extremely competitive rates. We are wholesale Mortgage Brokers.This means we have multiple lenders to choose.

  • KD Capital Mortgage Corporation
  • 1305 Vine Street, Paso Robles, CA, 93446
  • Lends in California
  • KD Capital was founded out of the profound need to do what is best for the client and provide constant communication during the transaction. We love what we do and every transaction is personal for us, not just another transaction. We have real people answering the phones. Our goal is for you to have the best experience possible every time.