Hard money loans Lowest rates with AI in San Luis Obispo, California

Use Lendersa® hard money mortgage calculator to find private real estate investors in San Luis Obispo, San Luis Obispo, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Your Local Private Lenders in San Luis Obispo, CA

Enhance your loan approval chances by connecting with a private investor through a local hard money broker. In San Luis Obispo, the key to successfully securing hard money loans often lies with investors who understand the local neighborhood intricacies. Proximity between the investor and the property can dramatically enhance approval odds and expedite the overall funding process, ensuring a smoother and faster transaction.

The bustling city of San Luis Obispo, with its population of 62290, boasts an average property sale price of $762,890, showcasing its vibrant real estate market.

Explore our curated list of both commercial and residential lenders offering loans secured by the equity in your real estate. These lenders typically downplay the importance of credit scores and income verification, choosing instead to rely on the property's value itself. Moreover, our list indicates how far each private lender is from the specified Zipcode(s): 93401, 93405, 93403, 93406, allowing for selection based on convenience and proximity.

Begin comparing offers from an array of 100 lenders today, ensuring that you find the best financial fit tailored to your needs.



  • Ibar Financial
  • 1633 E 4th St, Santa Ana, CA, 92701
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today’s technology is providing a more productive environment to work in.
  • The O.C. Mortgage Specialist
  • 600 W. Santa Ana Blvd. STE 114A, Santa Ana, CA, 92701
  • Welcome To The O.C. Mortgage Specialist with broker access to 60+ mortgage lenders. Our proprietary loan placement software matches your mortgage application with lenders having the lowest interest rate and closing costs. Rest assured knowing you're getting the very best loan scenario and mortgage broker pricing.
  • Cross Mortgage Inc
  • 1633 E 4th Street, 224, Santa Ana, CA, 92701
  • At Cross Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Lending Corner
  • 950 S Coast Dr #155, Costa Mesa, CA, 92626
  • Specializing in arranging private, hard money loans backed by qualifying real estate assets to satisfy your financial needs. Lending Corner employs a team of real estate finance experts ready to assist in securing a private money loan for your financial needs. Whatever the goal – cash out, bridge loan, refinance, acquisition – we offer high LTV
  • FlexPoint, Inc.
  • 151 Kalmus Drive, A 102, Costa Mesa, CA, 92626
  • FlexPoint is here to assist our clients through one of life’s biggest and best decisions for them and their families. We were founded on the belief that we can make the home financing process simple and straightforward for our clients specifically by finding the right mortgage for their individual needs,
  • Sovereign Lending Group Incorporated
  • 3540 Howard Way, Costa Mesa, CA, 92626
  • Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. We specialize in home purchase, home refinance, second mortgage,
  • Prime Mortgage
  • 555 Anton Blvd, Suite 150, Costa Mesa, CA, 92626
  • Prime Mortgage was created by experienced people who worked in the real estate industry for many years, providing billions of dollars in mortgages to consumers. They saw many inefficiencies in the way the real estate and mortgage industry has operated for years, so they created Prime Mortgage.
  • Intelliloan
  • 3090 Bristol Street, Suite 600, Costa Mesa, CA, 92626
  • "We are proud to have an extremely high Customer Satisfaction ratings with TrustLink, Lending Tree, and Facebook. We've been in business for over 20 years, and have been members of the BBB since 1999. What sets Intelliloan apart is our customer service. We care about our clients and train our team to listen and educate,"
  • Greenkey Financial, Inc
  • 3100 Airway Avenue, Suite 131, Costa Mesa, CA, 92626
  • Greenkey Financial was built to create a safe place for clients to buy their dream home, refinance& seek financing needs. Greenkey’s fierce recruiting standards ensure that our clients are always working with the best, most experienced loan officers, processors & lendors to ensure a seamless, trustworthy & positive experience from beginning to end.
  • FlexPoint Mortgage Corporation
  • 151 Kalmus Drive, Suite D-102, Costa Mesa, CA, 92626
  • FlexPoint Mortgage Corporation We are a conglomerate of mortgage professionals that are knowledgeable and understand what it takes to fund loans as quickly and seamlessly as possible. Most importantly, we are known for our experience and service. We work to simplify the lending process while keeping you informed, up to date.
  • JCAP
  • 3151 Airway Ave Ste Q3,, Costa Mesa, CA, 92626
  • Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years. and Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate.