Santa Clara, California Private money Lenders complete AI list of 2025

Use Lendersa® hard money mortgage calculator to find private real estate investors in Santa Clara, Santa Clara, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Local Private Lenders in Santa Clara, CA

When you connect with a private investor through a local hard money broker, your chances of securing a loan rise significantly. Typically, obtaining hard money loans in Santa Clara requires tapping into investors who know the neighborhood well. Proximity between the property and the investor boosts loan approval and accelerates funding.

Currently, Santa Clara has a population of 130365, with an average sale price for properties around $1,240,530.

Explore our selection of commercial and residential lenders. These lenders, who focus on loans secured by real estate, usually do not heavily depend on credit scores or income verification. The list also indicates how close these lenders are to the Zipcode(s): 95054, 95050, 95051, 95053, 95052, 95055, 95056.

Compare offers from 100 lenders



  • San Mateo Credit Union
  • PO Box 910, Redwood City, CA, 94064
  • Founded in 1952, San Mateo Credit Union remains committed to helping members achieve financial health. This simple mission has allowed us to grow—our asset size now exceeds $1 billion and we're home to more than 100, 000 members—but we will never outgrow that purpose. Membership is open to anyone who lives, works, worships
  • Optimal Loans
  • 799 Fletcher Lane, Suite 202, Hayward, CA, 94544
  • Optimal Loans strives to stay market competitive by offering expert knowledge and deep banking connections. We will fight hard to get you the best deal out there. We earn customer trust, not just on one loan --but stay in your corner as you buy homes, buy or grow a business or invest commercially.
  • HPI Financial
  • 1149 Cherry St., San Carlos, CA, 94070
  • HPI Financial team is committed to providing our clients with the highest quality financial services combined with low rates and varied loan options. Our outstanding HPI Financial mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Bay Area Capital Funding
  • 790 Laurel Street, Suite 11, San Carlos, CA, 94070
  • Our company specializes in residential loans, and construction loans in Northern California. We will also do hard money and private money loans in the San Francisco Bay Area. We do provide construction money in many circumstances, usually in Northern California, for both spec and owner occupied projects
  • Caliber Home Loans
  • 6600 Koll Center Parkway Suite 200, Pleasanton, CA, 94566
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending and a consumer-direct centralized operation
  • Soaring Falcon Mortgage
  • 7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
  • "To provide alternative loan solutions to investors who have been turned down by other banks/lenders. We have hundreds of investors both institutional and private persons that we work with over the years. Since every loan scenario is unique, we always strive to provide unique options to maximize the best interest for our clients."
  • Pacificwide Lending
  • 7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
  • Andrew Liu founded Pacificwide Lending in 2002, after he left the high tech industry. He started the business with just one person. Over the years, he grew the company into a 40 plus agency lending out hundreds of millions dollars loans a year on average. Andrew Liu always kept the business going, it survived on return customers and referrals.
  • Pacific Wide Lending
  • 7041 Koll Center Pkwy Suite 270, Pleasanton, CA, 94566
  • The vision of Pacificwide Lending is to provide consumers with loans that they would otherwise not be able to obtain from conventional means. Over the years, we have helped hundreds of business owners and investors to obtain loans without having them to provide tax returns or other documents.
  • United Financial Services.
  • 24301 Southland Dr, Suite 409, Hayward, CA, 94545
  • United Financial Services (UFS) provides private direct loans. We provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called “hard money” can be used for the purchase or refinance of non-owner occupied residential properties, financing of renovation projects, and bridge funding.
  • Megadyne, LLC
  • 240 Masonic Way, Suite 511, Belmont, CA, 94002
  • Our goal is to make available the most affordable loan programs to aid you in reaching your objectives. Regardless of your circumstances, our representatives will assist you throughout the process. Whether it is a Hard Money Loan, Purchase Loan, Refinance, Commercial Loan, Residential Loan
  • Allison Capital
  • 936 Constitution Drive, San Mateo, CA, 94404
  • Innovation We design custom funding solutions for your business needs. Working Capital - Term Loans - Business Lines of Credit and more! Fund Your Business Our company can get you the funding you need through revenue based or credit based funding options. WHO WE ARE We are a provider of non traditional business funding options. We offer