Santa Monica, California Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in Santa Monica, Los Angeles, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders in Santa Monica, CA Nearby

Working with a local hard money broker to find a private investor can greatly enhance your chances of obtaining a loan. Securing hard money loans in Santa Monica often relies on finding investors who know the neighborhood well. The closer the investor is to the property, the greater the likelihood of approval, and the faster the funding can proceed.

Santa Monica has a population of 90401 and properties here have an average sale price of $1,658,960.

Explore our list of commercial and residential lenders providing loans secured by real estate equity, often with little reliance on credit scores or income verification. This list also shows how far these lenders are from Zipcode(s): 90401, 90402, 90403, 90404, 90405, 90406, 90407, 90408, 90409, 90410, 90411.

Compare loan offers from 100 lenders



  • Sanborn Financial
  • 4403 Manchester Avenue, Suite 202, Encinitas, CA, 92024
  • Lends in California
  • Sanborn Financial can help you achieve your goals. To set up the right Encinitas, CA Mortgage plan for you, get in touch with us -- we're happy to help. Owner Doug Sanborn can help you with the respect due an esteemed customer and give you the personal service you deserve. owner can understand the big commitment you are making in buying a home

  • Allstar Capital Group, Inc
  • 573 2nd Street, Encinitas, CA, 92024
  • Lends in California
  • Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.

  • FundLoans
  • 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
  • Lends in California
  • "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker!

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  • Scottway Capital
  • 1106 2nd Street, Suite 823, Encinitas, CA, 92024
  • Lends in California
  • ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002

  • Charger Funding
  • 1106 2nd St, Suite 411, Encinitas, CA, 92024
  • Lends in California
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files

  • Jim Lackey Associates
  • 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
  • Lends in California
  • Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.

  • Charger Funding
  • 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
  • Lends in California
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.

  • Prince Financial Corp.
  • 1712 19th Street, Bakersfield, CA, 93301
  • Lends in California
  • Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.

  • Alterra Home Loans
  • 1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
  • Lends in California
  • Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.

  • New Beginnings Financial & Real Estate
  • 1731 16th Street, Bakersfield, CA, 93301
  • Lends in California
  • New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.