Santa Monica, California Private money Lenders complete AI list of 2025

Use Lendersa® hard money mortgage calculator to find private real estate investors in Santa Monica, Los Angeles, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders in Santa Monica, CA Nearby

Working with a local hard money broker to find a private investor can greatly enhance your chances of obtaining a loan. Securing hard money loans in Santa Monica often relies on finding investors who know the neighborhood well. The closer the investor is to the property, the greater the likelihood of approval, and the faster the funding can proceed.

Santa Monica has a population of 90401 and properties here have an average sale price of $1,658,960.

Explore our list of commercial and residential lenders providing loans secured by real estate equity, often with little reliance on credit scores or income verification. This list also shows how far these lenders are from Zipcode(s): 90401, 90402, 90403, 90404, 90405, 90406, 90407, 90408, 90409, 90410, 90411.

Compare loan offers from 100 lenders



  • HPI Financial
  • 1149 Cherry St., San Carlos, CA, 94070
  • HPI Financial team is committed to providing our clients with the highest quality financial services combined with low rates and varied loan options. Our outstanding HPI Financial mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Bay Area Capital Funding
  • 790 Laurel Street, Suite 11, San Carlos, CA, 94070
  • Our company specializes in residential loans, and construction loans in Northern California. We will also do hard money and private money loans in the San Francisco Bay Area. We do provide construction money in many circumstances, usually in Northern California, for both spec and owner occupied projects
  • United Financial Services.
  • 24301 Southland Dr, Suite 409, Hayward, CA, 94545
  • United Financial Services (UFS) provides private direct loans. We provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called “hard money” can be used for the purchase or refinance of non-owner occupied residential properties, financing of renovation projects, and bridge funding.
  • Megadyne, LLC
  • 240 Masonic Way, Suite 511, Belmont, CA, 94002
  • Our goal is to make available the most affordable loan programs to aid you in reaching your objectives. Regardless of your circumstances, our representatives will assist you throughout the process. Whether it is a Hard Money Loan, Purchase Loan, Refinance, Commercial Loan, Residential Loan
  • Alpha Mortgage
  • 3031 W. March Lane, Suite 236W, Stockton, CA, 95219
  • As a full service mortgage broker, I work with home buyers and homeowners throughout all of California who want to get the convenience of an online lender with the low rates of a local mortgage broker. We work with clients in our hometown of Stockton, but also have many clients in the Bay Area and surrounding areas.
  • Assurity Realty Corp
  • 23920 Sunnybank Pl, Hayward, CA, 94541
  • Assurity Realty Corp (ARC) is a family owned real estate business and home to a growing staff that are committed to helping our clients with all of their real estate needs, both Commercial and Residential. Become a part of our family! Real Estate Sales & Purchases are our business.
  • Allison Capital
  • 936 Constitution Drive, San Mateo, CA, 94404
  • Innovation We design custom funding solutions for your business needs. Working Capital - Term Loans - Business Lines of Credit and more! Fund Your Business Our company can get you the funding you need through revenue based or credit based funding options. WHO WE ARE We are a provider of non traditional business funding options. We offer
  • Reali
  • 777 Mariners Island Blvd., San Mateo, CA, 94404
  • Founded in 2016 by a team of experienced agents, engineers, and innovators, Reali is an end-to-end real estate platform that makes the homeownership journey simple, affordable and stress-free every step of the way. By combining all disciplines under one roof from agents and loans to escrow and title Reali provides a seamless process.
  • Emerson Financial
  • 675 Mariners Island Blvd, Suite 107, San Mateo, CA, 94404
  • Emerson Financial is an established Mortgage Loan Brokerage firm specializing in the financing of residential and investment property throughout California.and also Whether you are looking to refinance, buy your next home or starting as a first-time homebuyer, our loan officers are here. They will guide you through your transaction..
  • All California Lending
  • 1145 2nd Street A262, Brentwood, CA, 94513
  • All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients.