Hard money loans Lowest rates with AI in Vista, California

Use Lendersa® hard money mortgage calculator to find private real estate investors in Vista, San Diego, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Private Lenders in Vista, CA

Improve your odds of obtaining a loan by connecting with a private investor through a local hard money broker. In Vista, securing hard money loans often involves engaging investors familiar with the neighborhood. Having a hard money lender near the property can greatly enhance approval chances and speed up the funding timeline.

Vista has a population of 101638, and the average sale price for properties is $573,440.

Discover our list of commercial and residential lenders offering loans secured by real estate equity, often without requiring a high credit score or income verification. The list also reflects the distance of private lenders from the specified Zipcode(s): 92084, 92083, 92081, 92085.

Review offers from 100 different lenders



  • Stonecrest Financial
  • 4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
  • Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
  • ERATE®
  • 4701 Patrick Henry Drive, Building 16, Suite 100, Santa Clara, CA, 95054
  • ERATE® is a nationwide publisher of financial and interest rate information specifically targeted for use by the consumer. ERATE began as a prime-only mortgage brokerage and transitioned into a consumer resource site with the primary goal of helping consumers educate and protect themselves.
  • VVR Loans
  • 831 Transil Circle, Santa Clara, CA, 95054
  • VVR Loans, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Googain
  • 1288 Kifer Road, Suite 208, Sunnyvale, CA, 94086
  • We offer robust mortgage tools available on the Internet - easy, convenient, online shopping for comprehensive loan programs and current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • Star One Credit Union | Sunnyvale
  • PO Box 3643, Sunnyvale, CA, 94088
  • Star One is one of Silicon Valley’s largest member-owned financial institutions. Membership is open to individuals who live, work or attend school in Santa Clara County and several neighboring counties. Our mission is to improve each member's life by delivering valuable financial services.
  • RateKing
  • 39830 San Moreno Ct, Fremont, CA, 94539
  • We pride ourselves in offering the lowest interest rate, lowest mortgage refinancing rates in California, great communication and seamless underwriting process. Your satisfaction is our TOP priority! We offer a variety of mortgage products at absolutely rock bottom rate with no closing cost for refinances.
  • Polaris Financing
  • 39560 Stevenson Place, Suite 119, Fremont, CA, 94539
  • Polaris Financing is a CA Mortgage Broker helping clients with their lending needs throughout CA. Not all lenders are the same & not all offer the same interest rates. As a broker, we can shop your loan to many lenders & get you the best rate on the market, whether you are buying your first home, refinancing your existing home.
  • Horizon Financial Associates
  • 39680 Mission Boulevard, Fremont, CA, 94539
  • Horizon Financial Associates has been dedicated to treating our clients like family – with the utmost attention to detail and customer satisfaction. We are pleased to be your comprehensive source for all of your home financing needs – from a first home, to investment property, construction loans, cash out refinances and reverse mortgages.
  • Icon Real Estate and Loans, Inc.
  • 194 Francisco Lane, Suite 108, Fremont, CA, 94539
  • Icon Real Estate and Loans, Inc over 20 years in the business, I have developed a tried and true method when it comes to designing impressive marketing campaigns and understanding the elements of sales. When it comes to buyers, it's all about understanding their needs and finding the best home.
  • Milestone Financial
  • 4970 El Camino Real, Suite 230, Los Altos, CA, 94022
  • Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
  • Bank of Stockton
  • 301 East Miner Avenue, Stockton, CA, 95202
  • The Bank of Stockton is a unique and wonderful banking experience. Not only will you meet officers, lenders and staff that have worked with the bank for years, you will find people that live and work in your community, just like you, that care about the community. Bank of Stockton’s lending experience is quick due to local decision-makers