Waterford, California Private money Lenders complete AI list of 2025

Use Lendersa® hard money mortgage calculator to find private real estate investors in Waterford, Stanislaus, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders in Waterford, CA

Using a local hard money broker to find a private investor greatly enhances your chances of loan approval. In Waterford, success in lending hard money often depends on investors familiar with the neighborhood. A nearby investor improves loan approval odds and speeds up the funding process.

The population of Waterford is 9648, with properties averaging a sale price of $298,670.

Our list of lenders offers loans secured by real estate equity, often with little reliance on credit scores or income verification. It includes the distance from private lenders to Zip Code(s): 95386.

Compare offers from 100 lenders



  • Rescom Financial Services
  • 26691 Plaza #225, Mission Viejo, CA, 92691
  • We are a Direct Lender who specialize in new home purchase and refinance loans.Our other services include Reverse Mortgages, CAL FHA and subprime lending. Rescomfs.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
  • Mortgage Loan Centers
  • 26041 Acero, Mission Viejo, CA, 92691
  • Mortgage Loan Centers is the low cost leader in mortgage lending. We specialize in purchase and refinance transactions for one to four unit residential and condominium properties. We handle owner, second and investment property transactions. Call for a quote and see for yourself.
  • Sunset Mortgage
  • 26381 Crown Valley Parkway #200, Mission Viejo, CA, 92691
  • Sunset Mortgage brings together the experience of some of the top mortgage, management and supervisory talent available. Darin Moore, with over 25 years in mortgage funding and underwriting, corporate planning, loan servicing and accounting, leads the Sunset Mortgage team.Sunset Mortgage has been funding private money real estate loans since 1991.
  • LamCap Partners
  • 26381 Crown Valley Parkway, Suite 200, Mission Viejo, CA, 92691
  • In 2008, Lamberton Capital now LamCap Partners was formed to serve the needs of Californians. Our mission then was as simple and direct as it is now; To save our client’s money by offering great rates and the best mortgage experience to meet our client’s specific needs. We do it so they can live a better life.
  • The Ross Fund Real Estate Finance
  • 26050 Acero #415, Mission Viejo, CA, 92691
  • "The Ross Fund Real Estate Finance will provide you greater loan options to choose from since we are partnered with private lenders and bank institutions.Matthew Marshall is the President of The Ross Fund Real Estate Finance with an expertise in mortgage loans for more than 20+ years helping people located in Orange County, CA. ‍"
  • Ethos Lending
  • 26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
  • Welcome to ETHOS Lending: Mortgages Made For You ETHOS Lending is not just another mortgage company. We're driven by a simple yet powerful mission: to provide honest, transparent, and trustworthy lending services across the United States. Founded by Dino Katsiametis, our team is dedicated to revolutionizing the mortgage experience for every homeow
  • Ocean Lending Home Loans
  • 27271 Las Ramblas, Suite 150, Mission Viejo, CA, 92691
  • The Ocean Lending Team is your premier mortgage team located in Mission Viejo, California. We pride ourselves on offering some of the lowest rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a home mortgage in the Mission Viejo area.
  • Independent Lending
  • 120 Vantis Dr Suite 300, Aliso Viejo, CA, 92656
  • Since 2001, I have had the opportunity to help over 1,000+ clients buy refinance their properties. I understand the value and freedom that can be created with the right refinance strategy. Whether you are refinancing your 1st, 4th or 10th investment property my team and I understand how to create the right mortgage strategies that meet your needs a
  • Capstone Federal Credit Union
  • 3 Polaris Way, Suite 31B, Aliso Viejo, CA, 92656
  • Capstone Federal Credit Union is a federally insured, member owned financial cooperative. Our purpose is to serve our members by providing savings, loans & other services in a convenient, equitable & competitive manner. Our members are the bedrock of our credit union. Member-owned & not-for-profit, we're a financial cooperative that puts your
  • Cory DePass Team
  • 85 Argonaut, Suite 100, Aliso Viejo, CA, 92656
  • With our team of experts, we have made the home buying process quicker, simpler and more affordable for you. We provide what we call the ‘Home Buyer’s Advantage’ We help you move your offer to the top of the stack. So that you can get your dream home even if other buyers are bidding higher
  • 1st Nationwide Mortgage
  • 65 Enterprise, Aliso Viejo, CA, 92656
  • We have over 15 years of mortgage lending experience. Our broad knowledge and expertise from thousands of loan transactions will make your lending experience as effortless as possible.We work with homeowners and homebuyers looking for the best loan products available. We also work with realtors and home builders.
  • Elixir Mortgage Lending Inc.
  • 45 Bluebird Lane, Aliso Viejo, CA, 92656
  • Elixir Mortgage Lending is a full-service lender in California & Florida offering, loans on primary residence, second home and investment properties. We offer Conventional financing, FHA, VA, Jumbo Prime & Jumbo Alternative programs. For self-employed borrowers who maybe writing off income on their taxes we have alternative financing options.