Merritt Island, Florida Private money Lenders complete AI list of 2025

Use Lendersa® hard money mortgage calculator to find private real estate investors in Merritt Island, Brevard, FL. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Private Lenders Near You in Merritt Island, FL

Engaging with a private investor through a local hard money broker can dramatically increase your probability of obtaining a loan. In Merritt Island, hard money loans often rely on finding investors who are deeply familiar with the neighborhood dynamics. When the investor is situated close to the property, it not only enhances the likelihood of loan approval but also streamlines the funding process considerably, allowing for faster access to the necessary financial resources.

The vibrant city of Merritt Island boasts a population of about 36532, with properties being sold at an average price of $314,160. This demographic and economic data are pivotal for potential borrowers and investors as it provides a clearer insight into the local real estate climate, aiding in informed decision-making.

Our curated list showcases a wide array of both commercial and residential lenders who arrange loans primarily secured by real estate equity. These lenders typically do not heavily depend on credit scores or even income verification, making the loan application process more accessible to many individuals who might not meet traditional banking standards. Such flexibility is particularly beneficial for those seeking alternative financial routes.

The list conveniently details the distances of these private lenders from the specified Zipcode(s): 32952, 32953, 32954, providing easy access to localized lending options. This feature allows you to swiftly identify and connect with lenders who are geographically convenient, thereby minimizing travel and communication delays.

Embark on your journey today by comparing loan offers from an extensive network of 100 lenders, each providing unique terms that could cater to your specific financial needs and goals.



  • Treasure Coast Mortgage, LLC
  • 7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
  • "Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker. Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"
  • Home Team Lending (DeLand Branch)
  • Home Team Lending (DeLand Branch), Deland, FL, 32720
  • Home Team Lending, powered by MortgageAdvisors .com, we take a small town approach to lending by meeting with most of our clients face to face to educate them on our full line of mortgage products as well as to get to know their short and long term goals with their investment so that we can recommend the best options for them.
  • The First National Bank of Mount Dora
  • 714 N. Donnelly Street, Mount Dora, FL, 32757
  • At First National Bank of Mount Dora. Here, we build personal relationships with our customers so we can help them through all stages of life. From checking and savings accounts with mobile access, to flexible loans and lines of credit, to investments that build and protect wealth we’re known for exceptional service and commitment to our community.
  • Coastal Lending Services Inc
  • 3624 South Atlantic Avenue, Daytona Beach, FL, 32118
  • At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
  • Heartland National Bank
  • 320 US Highway 27 N, Sebring, FL, 33870
  • Heartland National Bank was organized in 1998 by a group of local businessmen. Their biggest concern at that time was the effect bank mergers and acquisitions were having on Highlands County businesses. It was their belief that the community would benefit from a locally owned, independent banking institution.
  • American Liberty Mortgage - Polk County - Winter Haven, FL
  • 223 7th Street Southwest, Winter Haven, FL, 33880
  • American Liberty Mortgage, Inc. provides home loans, mortgage rates & mortgage refinance programs. | All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures.
  • First Mortgage Corporation of Winter Haven
  • 1810 6th Street SE, Winter Haven, FL, 33880
  • First Mortgage Corporation of Winter Haven is a licensed mortgage lender in the State of Florida. We make and service loans for qualified individuals. We're a family run business; we understand the importance of investment in community. In these difficult times, its comforting to know there is someone who cares on the other end of the phone.
  • Vertical Lending
  • 290 Cypress Gardens Blvd SE, Winter Haven, FL, 33880
  • In 2005, two Floridian real estate & development families, recognized signs of a housing catastrophe, through the over-inflated home values, which was caused by risky mortgage products and lax lending standards.In 2006, Vertical Lending was founded, as a licensed mortgage lender, to provide a higher lending standard.
  • Dream Mortgage World
  • 6642 S US HWY1, Port Saint Lucie, FL, 34952
  • We provide each customer with quality service, and keep them inform of the process from start of application to the end. We get extremely excited when we received information that the customer mortgage loan is: APPROVED. From here, you are on the down slope to closing the loan...