Hard money loans Lowest rates with AI in Merritt Island, Florida

Use Lendersa® hard money mortgage calculator to find private real estate investors in Merritt Island, Brevard, FL. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Private Lenders Near You in Merritt Island, FL

Engaging with a private investor through a local hard money broker can dramatically increase your probability of obtaining a loan. In Merritt Island, hard money loans often rely on finding investors who are deeply familiar with the neighborhood dynamics. When the investor is situated close to the property, it not only enhances the likelihood of loan approval but also streamlines the funding process considerably, allowing for faster access to the necessary financial resources.

The vibrant city of Merritt Island boasts a population of about 36532, with properties being sold at an average price of $314,160. This demographic and economic data are pivotal for potential borrowers and investors as it provides a clearer insight into the local real estate climate, aiding in informed decision-making.

Our curated list showcases a wide array of both commercial and residential lenders who arrange loans primarily secured by real estate equity. These lenders typically do not heavily depend on credit scores or even income verification, making the loan application process more accessible to many individuals who might not meet traditional banking standards. Such flexibility is particularly beneficial for those seeking alternative financial routes.

The list conveniently details the distances of these private lenders from the specified Zipcode(s): 32952, 32953, 32954, providing easy access to localized lending options. This feature allows you to swiftly identify and connect with lenders who are geographically convenient, thereby minimizing travel and communication delays.

Embark on your journey today by comparing loan offers from an extensive network of 100 lenders, each providing unique terms that could cater to your specific financial needs and goals.



  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • Lends in Florida
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
  • Heartland National Bank
  • 320 US Highway 27 N, Sebring, FL, 33870
  • Lends in Florida
  • Heartland National Bank was organized in 1998 by a group of local businessmen. Their biggest concern at that time was the effect bank mergers and acquisitions were having on Highlands County businesses. It was their belief that the community would benefit from a locally owned, independent banking institution.
  • American Liberty Mortgage - Polk County - Winter Haven, FL
  • 223 7th Street Southwest, Winter Haven, FL, 33880
  • Lends in Florida
  • American Liberty Mortgage, Inc. provides home loans, mortgage rates & mortgage refinance programs. | All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures.
  • First Mortgage Corporation of Winter Haven
  • 1810 6th Street SE, Winter Haven, FL, 33880
  • Lends in Florida
  • First Mortgage Corporation of Winter Haven is a licensed mortgage lender in the State of Florida. We make and service loans for qualified individuals. We're a family run business; we understand the importance of investment in community. In these difficult times, its comforting to know there is someone who cares on the other end of the phone.
  • Vertical Lending
  • 290 Cypress Gardens Blvd SE, Winter Haven, FL, 33880
  • Lends in Florida
  • In 2005, two Floridian real estate & development families, recognized signs of a housing catastrophe, through the over-inflated home values, which was caused by risky mortgage products and lax lending standards.In 2006, Vertical Lending was founded, as a licensed mortgage lender, to provide a higher lending standard.
  • Dream Mortgage World
  • 6642 S US HWY1, Port Saint Lucie, FL, 34952
  • Lends in Florida
  • We provide each customer with quality service, and keep them inform of the process from start of application to the end. We get extremely excited when we received information that the customer mortgage loan is: APPROVED. From here, you are on the down slope to closing the loan...
  • Florida Mortgage and Loan LLC
  • 1597 Southeast Port St Lucie Blvd, Port Saint Lucie, FL, 34952
  • Lends in Florida
  • Florida Mortgage is committed to helping you find the right mortgage for you & your family. We are located in Fort Pierce, Florida & offer loans for purchasing, refinancing, and investing in St. Lucie & Martin County on the Treasure Coast of Florida. We understand that buying a home is a big decision and so is choosing the right mortgage broker.
  • Innovative Mortgage Services
  • 1357 S.E. Port St. Lucie Blvd., Port Saint Lucie, FL, 34952
  • Lends in Florida
  • Innovative Mortgage Services Team is your premier mortgage team located in Port St. Lucie, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Port St. Lucie area.
  • DREAMLINE MORTGAGE, INC.
  • 690 NE Jensen Beach Blvd, Jensen Beach, FL, 34957
  • Lends in Florida
  • DREAMLINE MORTGAGE brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
  • Home Loans Port St. Lucie Florida
  • 138 SE Felix Ave, Port Saint Lucie, FL, 34953
  • Lends in Florida
  • Every client has unique circumstances when it comes to applying for a mortgage loan. You can rely on mortgage lender Chuck Favoroso to use his experience and knowledge as a loan officer to do the research and find the best mortgage loan with the lowest rates and best terms based on your personalized situation.