Watkinsville, Georgia Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in Watkinsville, Oconee, GA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Local Private Lenders in Watkinsville, GA

If you partner with a local hard money broker to find a private investor, your chances of securing a loan significantly increase. Getting hard money loans in Watkinsville often relies on discovering investors who have insight into the local area. Having the hard money investor close to the property can greatly boost your loan approval likelihood and quicken the funding process.

In Watkinsville, the population is 2936, and properties tend to sell for an average price of $244,810.

Explore our directory of both residential and commercial lenders who offer loans based on the equity in real estate and, at times, completely overlook your credit score or the need for income verification. This list indicates how distant each private lender is from Zipcode(s): 30677.

Evaluate loan proposals from 100 different lenders



  • Savannah Schools FCU
  • 4673 US Highway 80 East, Savannah, GA, 31410
  • Lends in Georgia
  • Membership in Savannah Schools FCU is an ongoing benefit to employees and associates of participating companies or groups. As a full-service financial institution, the credit union: Provides security for funds, with accounts insured up to $250,000 by the National Credit Union Administration, a U.S. government agency. Offers a full line of fr
  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Lends in Georgia
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
  • Guardian Bank
  • 701 Wildwood Plantation Drive, Valdosta, GA, 31602
  • Lends in Georgia
  • Our bank was founded in 1997.​ Our founders established a bank based on time-tested methods of sound financial management. The bank they envisioned would serve people like themselves, who enjoy living and working in the unique region of South Georgia. Guardian Bank flourished as it helped people prosper.
  • Ameris Bank
  • 3020 N Patterson St, Valdosta, GA, 31602
  • Lends in Georgia
  • Ameris Bank is a financial institution serving customers across the Southeast and Mid-Atlantic. Through online account opening, customers across the nation can benefit from Ameris Bank products and services. Ameris Bank has full-service locations in Alabama, Florida, Georgia and South Carolina and mortgage-only.
  • Southwest Georgia Farm Credit
  • 305 Colquitt Highway, Bainbridge, GA, 39817
  • Lends in Georgia
  • Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
  • First Federal Savings and Loan Association of Valdosta
  • 411 N Patterson St, Valdosta, GA, 31601
  • Lends in Georgia
  • First Federal was founded in 1934 by a group of businessmen who had a vision for thrift and homeownership in Valdosta/Lowndes County. Since that time, First Federal has grown and flourished along with this area. It is our goal to keep the original vision as our theme and mission for the future.
  • Valdosta Teachers' Federal Credit Union
  • 102 E. Force Street, Valdosta, GA, 31601
  • Lends in Georgia
  • The Valdosta Teachers' Federal Credit Union was organized in 1958. The first Board of Directors were: Fredeva Ogletree, President; A.W. Basemore, Vice-President; Nan Allen, Treasurer; Walter Harrison, Secretary. Other Directors included: Ms. Willie Dewberry, Hadley McDuffie and Clara Stipe.
  • Georgia Power Valdosta Federal Credit Union
  • 1707 Dow St, Valdosta, GA, 31601
  • Lends in Georgia
  • Georgia Power Valdosta Federal Credit Union was granted a federal charter in March 1958 to serve the financial needs of the Georgia Power Company employees and their families across the southern tier of the state. It remained a single sponsored occupationally bonded credit union until 1995.
  • Sweetgrass Capital
  • 25 Cumberland Street, Suite 120, Charleston, SC, 29401
  • Lends in Georgia
  • SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service
  • Coastal Equity Group
  • 15 State Street, Charleston, SC, 29401
  • Lends in Georgia
  • Coastal Equity Group offers both short and long-term financing for investors striving to build their wealth and generate income for a better future. As a lender, we strive to offer our borrowers smart investment solutions to help generate income and build their portfolio. Our team works quickly and ethically.