Private Money Lenders in Effingham, Illinois

Use Lendersa® hard money mortgage calculator to find private real estate investors in Effingham, Effingham, IL. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Near You in Effingham, IL

Boost your loan chances by finding a private investor through a local hard money broker. In Effingham, securing hard money loans often depends on connecting with investors familiar with the neighborhood. Having investors nearby enhances your chances of approval and speeds up the funding process.

The population of Effingham is 14005, with an average property sale price of $153,030.

Check out our list of commercial and residential lenders. They offer loans secured by real estate equity, often bypassing credit score or income verification requirements. The proximity of these lenders to Zipcode(s): 62401 is also provided.

Compare offers from 100 lenders



Effingham Private Money Lenders

  • Midland States Bank
  • 1201 Network Centre Drive, Effingham, IL, 62401
  • Lends in Illinois
  • Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of September 30, 2021, the Company had total assets of approximately $7.09 billion, and its Wealth Management Group had assets under administration of approximately $4.06 billion.

  • Teutopolis State Bank
  • 106 East Main St., Teutopolis, IL, 62467
  • Lends in Illinois
  • Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.

  • Community Banks of Shelby County
  • 126 North Grand Ave, Cowden, IL, 62422
  • Lends in Illinois
  • At Community Banks of Shelby County, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. At COMMUNITY BANKS OF SHELBY COUNTY our Focus is You.

  • The First National Bank of Brownstown
  • 108 E. Main Street, Brownstown, IL, 62418
  • Lends in Illinois
  • The First National Bank of Brownstown was founded in 1913 to provide smart banking products and services to a growing agricultural community. Over 100 years and generations later, the bank remains locally owned and operated with a focus on community. Visit the bank for all your banking needs including checking, savings, personal loans.

  • First Federal Savings and Loan Association of Central Illinois
  • 200 N Morgan Street, Shelbyville, IL, 62565
  • Lends in Illinois
  • First Federal Savings & Loan Association of Central Illinois is the result of the merger of First Federal Savings & Loan Association of Shelbyville and Charleston Federal Savings & Loan. Both institutions were originally formed under state charters as cooperative home financing organizations to provide a safe place for their members.

  • Flora Savings Bank
  • 128 West Second Street, Flora, IL, 62839
  • Lends in Illinois
  • Our Banking Team understands the value that local ownership brings to the community. We support community organizations, partner with projects, and remain sensitive to community needs. At Flora Savings Bank, you will receive the "personal touch" that is missing in many financial institutions.

  • Flora Bank and Trust
  • 1478 N. Worthey St, Flora, IL, 62839
  • Lends in Illinois
  • In 1977, a group of area business people noticed that Flora, Illinois had limited choices when it came to financial institutions. These business leaders from Flora and the surrounding communities came together and, on January 19, 1978, Flora Bank & Trust opened for business in a temporary banking facility located at 1010 West North Avenue in Flora.

  • First Community Bank of Moultrie County
  • 1 South Main Street, Sullivan, IL, 61951
  • Lends in Illinois
  • The First Community Bank Of Moultrie is a branch office of The First Community Bank Of Moultrie County. They provide the following services: Full Service Office Location and are located at 1 South Main Street in Sullivan Illinois.
    Mobile and traditional directions to this location can be found below along with ratings

  • Preferred Bank
  • 602 North State Highway 49, Casey, IL, 62420
  • Lends in Illinois
  • "Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."

  • Marion County Savings Bank
  • 301 W Main St, Salem, IL, 62881
  • Lends in Illinois
  • MCSB is a mutual community bank that is owned by you, our depositors! Our goal is to protect the mutual community banking philosophy, which is to make serving customers and community a priority, while keeping profits at a reasonable level. Most banking organizations that are owned by shareholders expect a return on their investment