Private Money Lenders in Effingham, Illinois

Use Lendersa® hard money mortgage calculator to find private real estate investors in Effingham, Effingham, IL. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Near You in Effingham, IL

Boost your loan chances by finding a private investor through a local hard money broker. In Effingham, securing hard money loans often depends on connecting with investors familiar with the neighborhood. Having investors nearby enhances your chances of approval and speeds up the funding process.

The population of Effingham is 14005, with an average property sale price of $153,030.

Check out our list of commercial and residential lenders. They offer loans secured by real estate equity, often bypassing credit score or income verification requirements. The proximity of these lenders to Zipcode(s): 62401 is also provided.

Compare offers from 100 lenders



  • Northside Community Bank
  • 5103 Washington Street, Gurnee, IL, 60031
  • Lends in Illinois
  • NorthSide Community Bank, with over $250 million in assets, is the only community bank headquartered in Gurnee. The bank was chartered in 1997 and has 4 locations in the Chicago metropolitan area and Lake County. The bank was formed in 1996 by a professional group of business men and women to better respond to the market place.

  • ALEC
  • 325 Tri-State Parkway, Gurnee, IL, 60031
  • Lends in Illinois
  • Granted its charter in March 1990, ALEC first opened its doors to the employees of Abbott Laboratories in October of that same year. In our early years through 2001, ALEC Service Centers were located only at the AP30, AP6, AP22 and M1 locations. Since then, we've added four more service centers,

  • Consumers Credit Union
  • 1075 Tri-State Pkwy, Suite 850, Gurnee, IL, 60031
  • Lends in Illinois
  • Consumers Credit Union (CCU), headquartered in Lake County, IL, has provided unparalleled financial services to Members since 1930. The credit union offers a complete menu of products and services, including checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit

  • Farmers and Merchants Bank
  • PO Box 158, Laotto, IN, 46763
  • Lends in Illinois
  • Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders

    Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold

  • State Bank of the Lakes, National Association
  • 440 Lake St., Antioch, IL, 60002
  • Lends in Illinois
  • State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.

  • Citizens State Bank of Lena
  • 102 W. Main Street, Lena, IL, 61048
  • Lends in Illinois
  • At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do.

  • Lakefront Capital LLC
  • 4623 75th S, Suite 4-164, Kenosha, WI, 53142
  • Lends in Illinois
  • Lakefront Capital was founded by a husband-and-wife team who have a passion for real estate investing and have been investing in real estate since 2012. Lakefront Capital is always focused on the bigger picture and is looking to build long lasting lending relationships with every investor.

  • Gateway Mortgage Corporation
  • 6501 Green Bay Road, Kenosha, WI, 53142
  • Lends in Illinois
  • In 1983, Gateway Mortgage Corporation was founded as a mortgage broker - originating residential mortgages in Southeastern Wisconsin. Growth throughout the 1980s allowed Gateway to expand to become a full service mortgage banker - underwriting, funding, and servicing the loans it originated.

  • Apple River State Bank
  • 103 North Main Street, Apple River, IL, 61001
  • Lends in Illinois
  • Apple River State Bank and our First Community Bank branch for your banking needs.

    As a community bank we provide a wide variety of financial services but delivered in a personalized manner only small banks can offer.

    Apple River State Bank was chartered in 1948 and opened in Apple River, Illinois which still remains a locally owned finan

  • first bank of the lake
  • 925 S Church St, Murfreesboro, TN, 37130
  • Lends in Illinois
  • Our bank is for business owners who cannot get SBA loan from their own bank, and deserve a good rate. We fund niche franchises or concepts low units, large business acquisitions up to 7m and CRE up to $30m in all 50 states. For CRe we fund projections based, ground up construction, Gas Stations, Carwashes, Assisted Living, Self Storage, etc. In 202

  • Advia Credit Union
  • 6400 West Main St, Kalamazoo, MI, 49009
  • Lends in Illinois
  • Advia Credit Union's mission is to provide financial advantages. We look to proactively seek the quickest and easiest solutions available for members to maximize the financial value provided to them. Our name means something – we provide advice, we are member advocates, and we offer advantages.