Hard money loans Lowest rates with AI in St. Joseph, Illinois

Use Lendersa® hard money mortgage calculator to find private real estate investors in St. Joseph, Champaign, IL. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Located Near You in St. Joseph, IL

Identifying a private investor through a local hard money broker can significantly increase your chances of obtaining a loan. Securing hard money loans in St. Joseph often depends on finding investors who are well-versed in the local area. Proximity between the investor and the property can boost approval odds and quicken the funding process.

The population of St. Joseph is approximately 4911, and the average property sale price stands at $224,450.

Review our comprehensive list of commercial and residential lenders who provide loans based on real estate equity, generally requiring little to no credit score or income verification. The list includes the private lenders' distances from Zipcode(s): 61873.

Discover and compare offers from 100 different lenders



  • Advantage One Credit Union
  • 204 N Jackson Street, Morrison, IL, 61270
  • Lends in Illinois
  • Advantage One Credit Union has been open since 1998. The credit union has assets totaling $25.38 Million and provides banking services to more than 3,000 members

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Northside Community Bank
  • 5103 Washington Street, Gurnee, IL, 60031
  • Lends in Illinois
  • NorthSide Community Bank, with over $250 million in assets, is the only community bank headquartered in Gurnee. The bank was chartered in 1997 and has 4 locations in the Chicago metropolitan area and Lake County. The bank was formed in 1996 by a professional group of business men and women to better respond to the market place.

  • ALEC
  • 325 Tri-State Parkway, Gurnee, IL, 60031
  • Lends in Illinois
  • Granted its charter in March 1990, ALEC first opened its doors to the employees of Abbott Laboratories in October of that same year. In our early years through 2001, ALEC Service Centers were located only at the AP30, AP6, AP22 and M1 locations. Since then, we've added four more service centers,

  • Consumers Credit Union
  • 1075 Tri-State Pkwy, Suite 850, Gurnee, IL, 60031
  • Lends in Illinois
  • Consumers Credit Union (CCU), headquartered in Lake County, IL, has provided unparalleled financial services to Members since 1930. The credit union offers a complete menu of products and services, including checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit

  • Marine Bank & Trust
  • 507 Main St., Augusta, IL, 62311
  • Lends in Illinois
  • Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.

  • Milledgeville State Bank
  • 451 North Main Street, Milledgeville, IL, 61051
  • Lends in Illinois
  • Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person

  • Deere Employees Credit Union
  • 3950 38th Avenue, Moline, IL, 61265
  • Lends in Illinois
  • As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members.

    By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent

  • SENB Bank
  • 3535 Avenue Of The Cities, Moline, IL, 61265
  • Lends in Illinois
  • SENB Bank has proudly served the Quad Cities and neighboring communities since forming in 1961 and is approximately $370 million in assets. In 2019 the bank expanded into the Stateline (Roscoe/Beloit) region of Illinois and Wisconsin, with six banking centers serving Illinois, Iowa and Wisconsin.

  • IH Mississippi Valley Credit Union
  • 2500 River Drive, Moline, IL, 61265
  • Lends in Illinois
  • Founded in 1934, our eight charter members were production line workers at the East Moline Works Plant. Open only three times a day during shift change, employees at the original office in the middle of the plant had to manage over the noise of the steel-wheeled trailers moving over the creosote floors.

  • The Harvard State Bank
  • 35 N. Ayer Street, Harvard, IL, 60033
  • Lends in Illinois
  • The Harvard State Bank has led the way with safe and sound business principles; helpful, friendly customer relations; and state of the art banking plans and developments. We offer ATM service in a number of locations; a wide variety of checking, savings and money market accounts; a complete Loan Department offering a wide variety of mortgages.