Private Money Lenders in Lexington, Kentucky

Use Lendersa® hard money mortgage calculator to find private real estate investors in Lexington, Fayette, KY. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Private Lenders Near You in Lexington, KY

Securing a loan becomes significantly more attainable when you identify a private investor through the assistance of a local hard money broker. The success of lending hard money loans in Lexington often hinges on discovering investors who are deeply familiar with the neighborhood. Reducing the distance between the hard money investor and the property can greatly enhance approval odds and accelerate the funding process. This proximity facilitates better communication and ensures that the transaction proceeds smoothly and efficiently, allowing you to receive the necessary funds faster.

As of now, the population of Lexington is approximately 323152, and the average sale price for properties stands at $227,920. These vital statistics provide essential insights into the local real estate market, equipping potential borrowers with the information needed to make informed and strategic financial decisions regarding their investments.

Dive into our curated list of commercial and residential lenders who offer loans secured by real estate equity. This group of lenders often places minimal emphasis on credit scores or income verification, thereby widening access to their financial services for a broader audience. In addition, the list identifies the distances of these private lenders from the specified Zipcode(s): 40505, ensuring you can choose a lender that offers convenience in both location and financial terms.

Begin comparing a diverse range of loan offers from 100 different lenders today to find the best fit for your financial needs and goals



Lexington Private Money Lenders

  • KUE Federal Credit Union
  • 1 Quality Street, Lexington, KY, 40507
  • Lends in Kentucky
  • KUE Federal Credit Union has been open since 1976. It's the 25th largest credit union in Kentucky with assets totaling $55.24 Million and providing banking services to more than 3,000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Jim Mischner
  • 644 North Broadway, Lexington, KY, 40508
  • Lends in Kentucky
  • Jim Mischner is a "private mortgage" lender. He loans his own money to real estate investors who either are purchasing non-owner occupied properties or are refinancing the non-owner occupied properties they already own. These properties include commercial, multi-family and all rental properties. Lending $20, 000 - $4, 000, 000 and CLOSE IN 10 DAYS!

  • Metro Employees Credit Union
  • 1306 Versailles Road, Suite 140, Lexington, KY, 40504
  • Lends in Kentucky
  • MECU was established in 1940 by city employees looking for a way to earn higher rates on savings and lower rates for loans.

    Today, MECU has grown into a full service credit union. Membership in MECU is open to employees of the City of Lexington, employees of accepted outside agencies of the City of Lexington, employees of the Credit Union.

  • Greater Kentucky Credit Union
  • 1001 Red Mile Rd, Lexington, KY, 40504
  • Lends in Kentucky
  • Since 1953, Greater Kentucky Credit Union has made being with a Credit Union easy and rewarding. While some credit unions have niche membership eligibility requirements, Greater Kentucky membership is open to anyone who lives, works, worships or attends school in any of the 24 counties in Kentucky or to any relative of an existing member.

  • Members Heritage Credit union
  • 440 Park Place, Lexington, KY, 40511
  • Lends in Kentucky
  • Members Heritage opened its doors in April 1960 as IBM (Lexington) Employees Federal Credit Union. In the early 1990’s, the credit union began to grow and diversify, offering service to employees at additional companies. In 1993, our name was changed to Members Heritage Federal Credit Union, representing the concept of member ownership.

  • Bank of Lexington
  • 761 Corporate Dr, Lexington, KY, 40503
  • Lends in Kentucky
  • Bank of Lexington As our name implies, we’re a local bank with a vested interest in our neighbors and Lexington. That’s the way it’s been since 2006, when we opened our first bank on Harrodsburg Road. Now with three locations, we continue to meet the growing financial needs of our community. From home mortgages, business accounts and free checking

  • Lambuth Mortgage Lending
  • 2121 Nicholasville Rd, Suite 101, Lexington, KY, 40503
  • Lends in Kentucky
  • At Lambuth Mortgage are here to answer all your questions and help you feel confident about your financial decisions. At Lambuth Mortgage, we make it a priority to learn all about your unique circumstances. We’ll help you understand and take advantage of a variety of home mortgage options and highly competitive interest rates.

  • UK Federal Credit Union
  • 1730 Alysheba Way, Lexington, KY, 40509
  • Lends in Kentucky
  • UKFCU is a rapidly growing, non-profit federally chartered credit union dedicated to providing quality financial services. For over 70 years, our commitment to providing exceptional customer service to every member of the cooperative sets us apart from other organizations. We strive to create a professional environment that fosters personal growth.

  • Whitaker Bank
  • 2001 Pleasant Ridge Drive, Lexington, KY, 40509
  • Lends in Kentucky
  • Founded in 1978 by Mr. Elmer Whitaker as Whitaker Bancorp, what is now Whitaker Bank Corporation of Kentucky has expanded from five locations within three counties and total assets of $59 million to 45 banking locations within 17 counties and combined total assets of $2.05 billion. Whitaker Bank and Peoples Bank operate as wholly-owned

  • Citizens Commerce
  • PO Box 1028, Versailles, KY, 40383
  • Lends in Kentucky
  • Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.