Lexington, Kentucky Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in Lexington, Fayette, KY. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Private Lenders Near You in Lexington, KY

Securing a loan becomes significantly more attainable when you identify a private investor through the assistance of a local hard money broker. The success of lending hard money loans in Lexington often hinges on discovering investors who are deeply familiar with the neighborhood. Reducing the distance between the hard money investor and the property can greatly enhance approval odds and accelerate the funding process. This proximity facilitates better communication and ensures that the transaction proceeds smoothly and efficiently, allowing you to receive the necessary funds faster.

As of now, the population of Lexington is approximately 323152, and the average sale price for properties stands at $227,920. These vital statistics provide essential insights into the local real estate market, equipping potential borrowers with the information needed to make informed and strategic financial decisions regarding their investments.

Dive into our curated list of commercial and residential lenders who offer loans secured by real estate equity. This group of lenders often places minimal emphasis on credit scores or income verification, thereby widening access to their financial services for a broader audience. In addition, the list identifies the distances of these private lenders from the specified Zipcode(s): 40505, 40506, 40508, 40509, 40504, 40507, 40502, 40503, 40517, 40516, 40513, 40511, 40510, 40515, 40514, 40512, 40522, 40523, 40524, 40526, 40533, 40536, 40544, 40546, 40550, 40555, 40574, 40575, 40576, 40577, 40578, 40579, 40580, 40581, 40582, 40583, 40588, 40591, 40598, ensuring you can choose a lender that offers convenience in both location and financial terms.

Begin comparing a diverse range of loan offers from 100 different lenders today to find the best fit for your financial needs and goals



  • River City Bank, Inc.
  • 500 South Sixth Street, Louisville, KY, 40202
  • Lends in Kentucky
  • At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.
  • LG&E Co. Credit Union
  • 820 West Broadway, Louisville, KY, 40202
  • Lends in Kentucky
  • LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.
  • Beacon Community Credit Union
  • 7910 National Turnpike, Louisville, KY, 40214
  • Lends in Kentucky
  • Beacon Community Credit Union was chartered in 1947 to serve the employees of the Naval Ordnance Station in Louisville, Kentucky and was originally named Louisville Naval Ordnance Plant Employees Credit Union. With the closure of the Naval Ordnance Plant in 1995, we had to branch out to remain a thriving credit union.
  • Commonwealth Capital Mortgage, LLC
  • 6301 Strawberry Lane, Louisville, KY, 40214
  • Lends in Kentucky
  • Choosing a loan provider can be both confusing and time consuming. There are so many providers out there that the loan process can sometimes become overwhelming. Commonwealth Capital Mortgage is there help you every step of the way, to reduce stress and help you focus on what is most important - your normal life!
  • Brown-Forman Employees Credit Union
  • 850 Dixie Highway, Forester Center 1, Louisville, KY, 40210
  • Lends in Kentucky
  • Founded in 1936, Brown-Forman Employees Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members that sets us apart from the other financial institutions. Credit unions were formed with one concept in mind, "people helping people.
  • Citizens Bank & Trust Co. of Jackson
  • 720 Hwy 15 South, Jackson, KY, 41339
  • Lends in Kentucky
  • Citizens Bank & Trust Co. was established in 1962 to provide the highest quality of banking services for the citizens of Breathitt and surrounding counties. As co-founder Circuit Judge Ervine Turner said, "A good bank dedicated to the service of the little man and his financial needs
  • Cinfed Credit Union
  • 4801 Kennedy Avenue, Cincinnati, OH, 45209
  • Lends in Kentucky
  • Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
  • Bank of Columbia
  • 144 Public Square, Columbia, KY, 42728
  • Lends in Kentucky
  • Bank of Columbia has been serving the community of Adair County since 1866. Our commitment has not changed since the beginning–We want to see our businesses grow and our citizens thrive. We care about the success of our families, farms, local businesses and growing industries because your success is our success.
  • Hometown Bank
  • 1030 Cumberland Falls Hwy, Corbin, KY, 40701
  • Lends in Kentucky
  • Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
  • West Point Bank
  • 600 W. Lincoln Trail Blvd., Radcliff, KY, 40160
  • Lends in Kentucky
  • West Point Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Bank of Jamestown
  • 400 Monument Square, Jamestown, KY, 42629
  • Lends in Kentucky
  • Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned
  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • Lends in Kentucky
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,