AI Brings Private Money Lenders of Richmond, Kentucky [2026 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Richmond, Madison, KY. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Close to You in Richmond, KY

Working with a private investor via a local hard money broker can significantly increase your chances of obtaining a loan. Hard money lending in Richmond often depends on finding investors with local neighborhood knowledge. A shorter distance between the investor and the property can enhance the odds of loan approval and hasten the funding process.

The city of Richmond has a population of 40972, with an average sale price of $181,410 for properties.

See our list of commercial and residential lenders who offer loans secured by real estate equity, typically without heavy reliance on credit scores or income verification. The list shows how far these lenders are from Zipcode(s): 40475, 40476.

Compare loan offers from 100 lenders



  • Frias Financial
  • 1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
  • Lends in Kentucky
  • We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
  • IGC 10 Capital
  • 701 NW 5th Ave Boca Raton, Boca Raton, FL, 33432
  • Lends in Kentucky
  • Our values include client focus, strong execution, and continuous improvement for your real estate needs. Say goodbye to shopping around endlessly for a suitable lender. We've managed over $1 billion in real estate loans, and the number continues to grow! Our sole intent is to improve your real estate business, whether it’s by lowering costs, cr
  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Lends in Kentucky
  • Short Term Bridge Loans for Commercial and Investment Grade Properties. • No deep dive underwriting • $500,000+ loan sizes preferred • 12-36 month terms • Most commercial RE assets accepted; special use case-by-case • No rural or vast land properties • No junk fees • Quick close • Broker friendly
  • EquityMax
  • 6216 N. Federal Hwy., Fort Lauderdale, FL, 33308
  • Lends in Kentucky
  • EquityMax has been specializing in non-qualifying, hard-money real estate financing since 1990 as a family owned-and-operated enterprise. Our South Florida office caters to real estate investors throughout the country, looking to purchase or refinance real property. We are a fully licensed Mortgage Lender, Mortgage Brokerage, and Real Estate Brok
  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Lends in Kentucky
  • Empowered Real Estate Investment by TPN Lending TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac
  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • Lends in Kentucky
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve
  • Lendency
  • 501 E Las Olas Blvd, Suite 300, Fort Lauderdale, FL, 33301
  • Lends in Kentucky
  • Our mission is to provide access and opportunity to investors of all experience levels seeking wealth through real estate. We are a private money lender, offering a friendlier service than traditional hard money lenders. Our process is faster and easier than that of banks and conventional lenders.
  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Lends in Kentucky
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
  • LJC Financial LLC
  • #B 4123 Purdue, Houston, TX, 77005
  • Lends in Kentucky
  • Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.
  • Global Capital Funding
  • 2800 Post Oak Blvd Floor 56, Houston, TX, 77056
  • Lends in Kentucky
  • Global Capital Funding – Strategic, Fast, and Reliable Commercial Lending We provide custom financing solutions for real estate investors, developers, and business owners. Specializing in bridge loans, cash-out refinancing, construction, investment property and foreclosure bail-out loans, we deliver fast approvals, flexible terms, fast closings.
  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Lends in Kentucky
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide! Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer