Cloquet, Minnesota Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in Cloquet, Carlton, MN. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Private Lenders in Cloquet, MN

If you connect with a private investor through a local hard money broker, your chances of obtaining a loan rise significantly. Hard money loans in Cloquet often depend upon finding investors who are well-versed in the neighborhood. Having a short distance between the investor and the property improves approval odds and expedites the funding process, ensuring efficiency.

The population of Cloquet is 12813, with properties averaging a sale price of $169,530.

Browse our list of commercial and residential lenders securing loans with real estate equity, often not focusing on credit scores or income verification requirements. The list shows distances from these private lenders to Zipcode(s): 55720, offering you convenient options nearby.

Compare loan offers from 100 different lenders today to find the perfect financial solution for your needs.



  • LoanLocker
  • 401 E Jackson St, Tampa, FL, 33602
  • Lends in Minnesota
  • Experience the speed and reliability of LoanLocker, a leading direct lender based in Tampa. Specializing in nationwide residential and commercial bridge loans, we offer tailored lending solutions including DSCR and ground-up construction for residential needs, along with mobile home and multifamily living assets for commercial ventures. Discover sw
  • Phoenix Capital Hard Money
  • 7901 4th St N STE 300, Saint Petersburg, FL, 33702
  • Lends in Minnesota
  • Phoenix Capital connects real estate investors with private capital for fix-and-flip, BRRRR, and new construction projects. As an independent brokerage, we specialize in matching investors with direct lenders offering up to 90% purchase and 100% rehab financing, with closings typically completed in 10–15 days.
  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • Lends in Minnesota
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
  • PhoneOps Funding, LLC
  • 1222 Dixon Blvd. Number 1, Cocoa, FL, 32922
  • Lends in Minnesota
  • Discover unparalleled financing with PhoneOps Funding, LLC! We specialize in providing real estate investors and borrowers with streamlined, flexible lending through our Hard Money Program, featuring expedited closings in as few as 7 days and no minimum FICO score. Whether acquiring or refinancing, PhoneOps ensures your investment journey is seamle
  • Trailhead Credit Union
  • 221 NW Second Avenue, Suite 100, Portland, OR, 97209
  • Lends in Minnesota
  • Trailhead Federal Credit Union was founded in 1935 when eleven employees from Portland Gas and Coke decided to pool their money to form a financial cooperative. These founding members encouraged other gas company employees to deposit their money into the Credit Union so that their co-workers who needed to borrow, could do so at a reasonable rate.
  • Mint Valley Federal Credit Union
  • 3325 Washington Way, Longview, WA, 98632
  • Lends in Minnesota
  • Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.
  • Life Mortgage
  • 842 Washington Way, Suite 110, Longview, WA, 98632
  • Lends in Minnesota
  • Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn
  • Versair Private Money
  • 1455 90th Ave, Vero Beach, FL, 32966
  • Lends in Minnesota
  • We provide loans as low as $50k to as high as $50m at a max LTV of 80%. No FICO minimums. Residential and Multifamily properties, but will work with Commercial properties as well. We currently offer 6-24 Month Bridge Loans and Fix-N-Flip Loans. Both Experienced and New investors are okay.
  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • Lends in Minnesota
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti