Top Private Money Lenders in St. James, MO

Use Lendersa® hard money mortgage calculator to find private real estate investors in St. James, Phelps, MO. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Local Private Lenders Near You in St. James, MO

Partnering with a private investor through a local hard money broker can significantly boost your chances of obtaining a loan. Success in acquiring hard money loans in St. James often hinges on finding investors who are knowledgeable about the neighborhood. Proximity of the investor to the property plays a crucial role, increasing approval likelihood and expediting the funding process.

The city of St. James has a population of 4034, and properties average a selling price of $113,080.

Review our curated list of commercial and residential lenders who provide loans secured by the equity in real estate, often requiring minimal or no credit score or income verification. The list highlights their distances from these Zipcode(s): 65559.

Compare loan offers from 100 different lenders



St. James Private Money Lenders

  • FCNB Bank
  • 402 W Main St, Steelville, MO, 65565
  • Lends in Missouri
  • First Community National Bank is committed to banking as it should be: supporting our community and helping families become stronger, through trust and service. Founded in 1906, FCNB Bank currently serves the mid-Missouri area.

    The first cashier of the Bank of Leasburg was James N. Smith; Luther A. Evans became cashier in October 1906.

  • Maries County Bank
  • 205 Highway 63 N, Vienna, MO, 65582
  • Lends in Missouri
  • On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.

  • Bank of Sullivan
  • 318 W. Main Street, Sullivan, MO, 63080
  • Lends in Missouri
  • Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).

  • Bank of Iberia
  • 841 East Hwy 42, Iberia, MO, 65486
  • Lends in Missouri
  • Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.

  • MECE Credit Union
  • 2722 East McCarty Street, Jefferson City, MO, 65101
  • Lends in Missouri
  • MECE Credit Union are not sponsored by Facebook or any other business. Employees, their immediate family members, and the Board of Directors of the Credit Union are not eligible for any prizes. All entrants must be members in good standing with the Missouri Electric Cooperatives Employees' Credit Union to be eligible for the drawing.

  • Hawthorn Bank
  • 132 E. High St., Jefferson City, MO, 65101
  • Lends in Missouri
  • Founded in 1865, Hawthorn Bank has proudly served Missouri families and small businesses for more than 150 years. A strong supporter of our local communities, we are an advocate for schools, charities, and civic groups in all of our markets. We promote the economic development of our communities

  • United Bank of Union
  • 15 E. Main Street, Union, MO, 63084
  • Lends in Missouri
  • Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders'​ investments and providing our employees with an excellent opportunity for growth and advancement.

  • Franklin Mortgage Company, L.L.C.
  • 1381 High Street, Suite 107, Washington, MO, 63090
  • Lends in Missouri
  • Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.

  • Peoples Savings Bank
  • 101 Bluff Street, Rhineland, MO, 65069
  • Lends in Missouri
  • Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,

  • Conservation Employees’ Credit Union
  • 2915 W Truman Boulevard, Jefferson City, MO, 65109
  • Lends in Missouri
  • Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.