AI Brings Private Money Lenders of St. James, Missouri [2026 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in St. James, Phelps, MO. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Local Private Lenders Near You in St. James, MO

Partnering with a private investor through a local hard money broker can significantly boost your chances of obtaining a loan. Success in acquiring hard money loans in St. James often hinges on finding investors who are knowledgeable about the neighborhood. Proximity of the investor to the property plays a crucial role, increasing approval likelihood and expediting the funding process.

The city of St. James has a population of 4034, and properties average a selling price of $113,080.

Review our curated list of commercial and residential lenders who provide loans secured by the equity in real estate, often requiring minimal or no credit score or income verification. The list highlights their distances from these Zipcode(s): 65559.

Compare loan offers from 100 different lenders



  • Exchange Bank of Northeast Missouri
  • 268 N Johnson St, Kahoka, MO, 63445
  • Lends in Missouri
  • Exchange Bank of Northeast Missouri, we want to help make the communities we serve better by providing strong financial services. We call these communities home, so we know and understand the challenges you face every day. That’s why we strive to provide the products and services to help you overcome those challenges.
  • United Consumers Credit Union
  • 1111 E 23rd Street, Independence, MO, 64050
  • Lends in Missouri
  • Since 1941, United Consumers has been providing its members with an alternative to increasingly expensive banking services. The credit union is a not-for-profit financial institution owned by the members who join. Benefits of membership include lower rates on loans, higher rates on investments
  • Square One Realty & Property Solutions LLC
  • 800 West Maple Avenue, Independence, MO, 64050
  • Lends in Missouri
  • Square One Solutions is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
  • farmbank
  • 701 North Pearl Street, Milan, MO, 63556
  • Lends in Missouri
  • farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.
  • Great Plains Federal Credit Union
  • 2306 S Range Line Road, Joplin, MO, 64804
  • Lends in Missouri
  • Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
  • Kansas City Credit Union
  • 5110 Ararat Drive, Kansas City, MO, 64129
  • Lends in Missouri
  • We are growing and are currently looking to fill positions to help us expand our business focused team. To see what jobs are currently available and to join the KCCU family click the following link: http://www.kccu.net/careers.html Kansas City Credit Union began more than 75 years ago, in 1940, serving the employees of Kansas City, MO
  • Bison State Bank
  • 9201 Ward Parkway, Suite 210, Kansas City, MO, 64114
  • Lends in Missouri
  • Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers.
  • nbkc bank
  • 8320 Ward Parkway, Kansas City, MO, 64114
  • Lends in Missouri
  • At nbkc, we’re making banking what it should be: simple, transparent, and free. And we’re doing it across all of our services — checkings, savings, business accounts, loans, and more. Simply said, what you see is what you get. No bank fees. No fine print. No asterisks. Just great customer service, awesome rates.
  • Your Mortgage Planner
  • 7420 Wornall, Kansas City, MO, 64114
  • Lends in Missouri
  • Your Mortgage are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • North Oak Investment, LLC
  • 9233 Ward Parkway Suite 220, Kansas City, MO, 64114
  • Lends in Missouri
  • We specialize in funding both easy and hard-to-finance residential rehab projects in the Kansas City Metro area. What sets us apart from our competitors is our unique approach of funding the “deal” rather than the individual. We’ve been in the rehab lending business since 1972, and because of that, our clients know they can depend on us to understa
  • The Hamilton Bank
  • 111 North Davis Street, Hamilton, MO, 64644
  • Lends in Missouri
  • By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.