Hard money loans Lowest rates with AI in St. Joseph, Missouri

Use Lendersa® hard money mortgage calculator to find private real estate investors in St. Joseph, Buchanan, MO. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders in Your Area: St. Joseph, MO

Finding a private investor through a local hard money broker can significantly boost your chances of obtaining a loan. The success of hard money loans in St. Joseph often relies on investors who understand the local neighborhood. An investor nearby enhances approval odds and speeds up funding.

St. Joseph has a population of 79161, and properties typically sell for $135,280.

Explore our list of commercial and residential lenders offering loans secured by real estate equity, often requiring minimal credit checks or income verification. The list shows the distances of these private lenders from Zipcode(s): 64503, 64501, 64507, 64504, 64506, 64505, 64502, 64508.

Review and compare offers from 100 lenders




  • farmbank
  • 701 North Pearl Street, Milan, MO, 63556
  • Lends in Missouri

  • farmbank serves Adair, Sullivan and surrounding counties from our Green City, Milan and Kirksville, MO locations. All farmbank banking facilities are conveniently located for our customers. farmbank is a locally owned community bank that provides a full array of banking services with a partnership approach of Growing Together.

  • Northeast Missouri State Bank
  • 600 South Baltimore, Kirksville, MO, 63501
  • Lends in Missouri

  • The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.

  • Bank of New Cambria
  • 1003 State Hwy C, Bevier, MO, 63532
  • Lends in Missouri

  • The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.

  • The Citizens-Farmers Bank of Cole Camp
  • 121 East Main Street, Cole Camp, MO, 65325
  • Lends in Missouri

  • The Citizens-Farmers Bank of Cole Camp was chartered in 1929 through a consolidation of the two local banking institutions, The Citizens Bank and The Farmers Bank. Each bank was located in the Cole Camp business district. The new bank kept the original location of The Citizens Bank and occupies the original building today.

  • Pinnacle Bank
  • 18081 Burt St, Elkhorn, NE, 68022
  • Lends in Missouri

  • We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.

  • The Bank of Versailles
  • 113 East Newton Street, Versailles, MO, 65084
  • Lends in Missouri

  • Serving the Generations Since 1882. That’s not just a tagline, at The Bank of Versailles that’s our way of doing business. Our goal is to provide you with personal service from your first savings account, to buying a home, & through your IRA distributions.

    Since opening our doors November 22, 1882, we have been locally-owned & locally-operated

  • Veterans United Home Loans Eagle River
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • Lends in Missouri

  • We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation.

    But to us, success isn’t measured in numbers. Our success is measured in living our values every day

  • Mid-Continent Funding, Inc.
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • Lends in Missouri

  • Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers:
    Minimum down payments
    First time buyer benefits
    Program options for high debt-to-income ratios and low credit
    Refinancing opportunities
    To lower your monthly payments
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