Charlotte Private & Hard Money Lenders for Real Estate

Use Lendersa® hard money mortgage calculator to find private real estate investors in Charlotte, Mecklenburg, NC. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Near You in Charlotte, NC

Working with a local hard money broker to find a private investor can greatly enhance your chances of obtaining a loan. Successfully getting hard money loans in Charlotte typically involves connecting with investors who understand the area. Being close to the property increases approval chances and speeds up funding.

Charlotte has a population of 1512920, and the average property sale price is $264,230.

Check our list of commercial and residential lenders. These lenders offer loans secured by equity in real estate, often needing minimal focus on credit scores or income verification. The list indicates lenders' distances from Zipcode(s): 28269.

Compare Offers from 100 Lenders



  • Duke Credit Union
  • 2200 West Main Street, Suite L100, Durham, NC, 27705
  • Lends in North Carolina
  • Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join.

    Duke Credit Union is managed and operated by Duke Employees

  • Wolff Financial Inc
  • 2508 Reliance Avenue, Apex, NC, 27539
  • Lends in North Carolina
  • We work with you to find the right program & secure low market rates to make sure you are paying the lowest payment each month. We keep you informed and return all emails & calls promptly so that you never have to wonder what is going on with your loan. We work closely with you through the process to meet all deadlines.

  • Latino Community Credit Union
  • 100 W Morgan Street, Durham, NC, 27701
  • Lends in North Carolina
  • Latino Community Credit Union (LCCU) is a community-based and member-owned nonprofit financial institution that provides protection of financial assets, access to loans, financial independence and financial education.

    We are proud to serve a diverse membership from the U.S. and 110 other countries around the world

  • RTP Federal Credit Union
  • 384 Davis Drive, Morrisville, NC, 27560
  • Lends in North Carolina
  • RTP Federal Credit Union was founded in 1968 by a group of federal employees in the Research Triangle Park, seeking to bring the benefits of credit union membership to this area. Today, over 300 businesses and associations in the RTP and greater Triangle area are offering the benefits of RTP Federal Credit Union membership.

  • Pearl Financing
  • 11010 Lake Grove Blvd, Suite 100 PMB 119, Morrisville, NC, 27560
  • Lends in North Carolina
  • Pearl Consulting & Financing works with business owners to maximize their potential, providing exceptional consulting services that are catered specifically to their needs. From strategic decisions, to financing, to developing your capabilities, Pearl Consulting & Financing is here to help. Using our expertise & deep understanding of the industry,

  • 7 Locks Lending LLC
  • 1750 Northwest Maynard Road, Suite 101, Cary, NC, 27513
  • Lends in North Carolina
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients that meet their overall financial goals while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to provide a positive experience with the process centered around communication

  • Tarheel Mortgage
  • 1014 High House Road, Suite 100, Cary, NC, 27513
  • Lends in North Carolina
  • At Tarheel Mortgage we can match clients with home loans and refinancing products from more than 20 lenders at wholesale rates. Plus, on most loan programs you'll never pay us a fee. Whether you want to purchase a home for no-money down, no points, no PMI or need to qualify with past credit issues,

  • Pathway Mortgage Group
  • 140 Preston Executive Dr, Suite 205D, Cary, NC, 27513
  • Lends in North Carolina
  • Pathway Mortgage Group is a nationally recognized, locally owned independent mortgage broker in Cary, NC, serving North Carolina consumers exclusively. Pathway is proud to offer very competitive rates from the best wholesale lenders in the country. Competition, combined with our elite experience and execution.

  • Right By You Mortgage
  • 130 Edinburgh South Drive, Suite 100, Cary, NC, 27511
  • Lends in North Carolina
  • Right By You Mortgage by Fidelity Bank is a full service mortgage lender with 56 convenient mortgage loan offices in North Carolina and Virginia. We take pride in our personalized service, competitive products, & easy process.

    Whether you’re shopping for your very first home or your fourth, refinancing, or starting construction of your dream h

  • G & M Services Unlimited
  • 206 New Edition Court, Cary, NC, 27511
  • Lends in North Carolina
  • G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.