AI Brings Private Money Lenders of Ridgewood, New Jersey [2026 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Ridgewood, Bergen, NJ. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Private Lenders Near in Ridgewood, NJ

Identifying a private investor through a local hard money broker can significantly increase your chances of securing a loan. Securing hard money loans in Ridgewood often involves engaging investors who know the neighborhood well. The closer the investor is to the property, the better the odds for approval and the quicker the funds can be released.

Ridgewood has a population of 25056, and properties are sold at an average price of $917,190.

Check out our list of residential and commercial lenders. They offer loans secured by real estate equity, often without requiring extensive credit or income validation. The list indicates how far each lender is from these Zipcode(s): 07450, 07451

View and compare offers from 100 lenders



  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • Lends in New Jersey
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.

  • Newark Firemen Federal Credit Union
  • 106 Fleming Avenue, Newark, NJ, 07105
  • Lends in New Jersey
  • NFFCU was chartered in 1940 to service the financial needs of the members & their families, of the Fire Department of the City of Newark. Over the past 79 years the credit union has grown to a $18 million financial organization with 5 employees serving over 3, 000 members. NFFCU is headquartered at Newark in a credit union-built-and-owned building.

  • LX Financial LLC
  • 185 Hudson Street, Suite 2500, Jersey City, NJ, 07311
  • Lends in New Jersey
  • LX Financial LLC is an asset-based mortgage lender and loan originator for rental and commercial properties.

    If it makes sense, we can fund it. We have great versatility in structuring solutions, which can include (one or more of) the following financing options/sources:

    LX Financial capital
    Our network of private lenders

  • NKC Lending Group
  • 344 Grove St Suite 218, Jersey City, NJ, 07302
  • Lends in New Jersey
  • We Close On Time.

  • Asset Based Lending LLC
  • 30 Montgomery Street Suite 215, Jersey City, NJ, 07302
  • Lends in New Jersey
  • "Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip.""
    Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "

  • Abacus Federal Savings Bank
  • 6-8 Bowery, DOD 3rd Floor, New York, NY, 10013
  • Lends in New Jersey
  • Abacus Federal Savings Bank was founded in December, 1984 by a group of business leaders from the Chinese community in New York City. The founders' purpose in starting Abacus Bank was to provide financial services to immigrants and local residents of lower Manhattan. As the Chinese immigrant population grew, Abacus Bank has retained.

  • Capital Chat
  • 30 Wall Street, New York, NY, 10005
  • Lends in New Jersey
  • Capital Chat revolutionizes real estate financing through its Ultimate Lending Advantage program, offering seamless closings in just 7 days without onsite appraisals on qualified properties. Our tailored financing solutions are crafted, ensuring experienced investors benefit from just a 5% down payment, with 100% rehab funding. Connect with Capital

  • Meridian Capital Group LLC
  • 1 Battery Park Plaza, 26th Floor, New York, NY, 10004
  • Lends in New Jersey
  • Meridian has arranged financing for many of the country’s leading real estate investors and developers. The experts on our in-house underwriting & placement teams tailor creative, best-in-class solutions for our clients’ unique needs.

    Clients benefit from our long-standing relationships with more than 250 traditional and non-traditional lender

  • ABS Based Solution
  • 1133 Westchester Avenue, West Harrison, NY, 10604
  • Lends in New Jersey
  • Asset Based Solution (ABS), LLC focuses on real estate and asset-based lending. We are the leading Hard Money Lender in New York & Florida, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania.

    Our mission is to empower real estate investors, beginners or experienced, to seize opportunities they cannot finance themselves. We under

  • Cardinal Mortgage Corp.
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • Lends in New Jersey
  • At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.