Hard money loans Lowest rates with AI in Cold Spring Harbor, New York

Use Lendersa® hard money mortgage calculator to find private real estate investors in Cold Spring Harbor, Suffolk, NY. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Close to You in Cold Spring Harbor, NY

Engaging a private investor through a local hard money broker can greatly enhance your eligibility for loan approval. In Cold Spring Harbor, hard money loans often hinge on finding investors who are well-versed in the local neighborhood's dynamics. The proximity of the hard money investor to the property increases the likelihood of success and helps accelerate the funding process, making it more efficient.

The bustling city of Cold Spring Harbor has a population of 4932, while properties typically sell for an average price of $1,023,510.

Explore our curated list of commercial and residential lenders. These lenders specialize in arranging loans secured by the equity in real estate and typically depend very little on your credit score or income verification — sometimes not at all. This list includes each lender's distance from your area, as indicated by Zipcode(s): 11743, 11724.

Explore loan offers from a wide array of 100 lenders



  • Bridgeview Mortgage
  • 1200 Hempstead Turnpike, Franklin Square, NY, 11010
  • Bridgeview Mortgage Corp into your first home or an experienced buyer interested in cashing out equity, you have come to the right place! There are nearly as many loan options as there are home buyers. We are pros at helping find you the right one: consolidating high-interest debt, refinancing your home or cashing out equity to use toward a vacatio
  • Commercial Mortgage Connection, Inc.
  • 265 Sunrise Highway, Suite 1196, Rockville Centre, NY, 11570
  • Commercial Mortgage you’re trying to invest in commercial real estate or buy a building for your business, finding the right loan can be like working on a puzzle with pieces missing. With our knowledge, experience and curated network of lenders, CMC can find the perfect solution for your unique lending needs.
  • Commercial Lender Link
  • 640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
  • Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404. We work hard to exceed expectations in order to satisfy our borrowers’ needs We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N
  • Quorum Federal Credit Union
  • 2500 Westchester Avenue, Suite 411, Purchase, NY, 10577
  • Our mission is to do good by you and for you, by returning profits in the form of our competitive rates, low fees, simple rules, clear communication, frictionless delivery and unbiased advice. Quorum is banking that’s focused on you, and how our products and services can help you live life as you choose.
  • Cardinal Mortgage Corp.
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.
  • Bridge Lending Group
  • 2900 Westchester Avenue, Purchase, NY, 10577
  • Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue, Suite 405, Purchase New York 10577. We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages. We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50
  • Certus
  • 81 Centre Avenue, Suite 214, New Rochelle, NY, 10801
  • Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.
  • Source Realty Capital
  • 115 Meacham Ave, Elmont, NY, 11003
  • Source Realty Capital is a direct private lender that provides commercial real estate financing solutions to owners and developers. We finance virtually all real estate asset classes, including office, multifamily, retail, mixed-use, industrial, hospitality and land. Source Realty Capital serves our clients need for capital
  • Insula Capital
  • 627 Horseblock Rd, Farmingville, NY, 11738
  • Insula Capital Group is a private lender and real estate investment company providing short term fix and flip loans, construction loans, and permanent financing options, custom tailored to the needs of our clients. Our loans are underwritten in-house, resulting in lightning fast funding and an easy application, inspection