Find Private Money Lenders in Smithtown, NY

Use Lendersa® hard money mortgage calculator to find private real estate investors in Smithtown, Suffolk, NY. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Explore Local Private Lenders in Smithtown, NY

Boost your chance of securing a loan by finding a private investor through a hard money broker in your area. Lending hard money loans in Smithtown often relies on connecting with investors who have a strong familiarity with the neighborhood. Having the hard money investor nearby can significantly enhance the likelihood of approval and speed up the funding process.

The vibrant city of Smithtown has a thriving population of 116669, and the average sale price for properties is approximately $582,890. These numbers indicate a dynamic real estate market, presenting numerous opportunities for buyers and investors.

Peruse our comprehensive list of commercial and residential lenders who arrange loans based on the equity in real estate. These loans generally involve minimal reliance on your credit score or income verification, providing flexibility and accessibility. Our list also conveniently shows the distance each private lender is from the Zipcode(s): 11768, 11767, 11725, 11754, 11787, 11780, 11788, equipping you with practical insights for selecting a lender.

Ready to discover more? Compare loan offers from a curated network of 100 lenders to find the best financial solutions tailored for your specific needs and circumstances.



  • Certus
  • 81 Centre Avenue, Suite 214, New Rochelle, NY, 10801
  • Lends in New York
  • Certus Capital is a real estate finance company based out of New Rochelle NY 10801. Our mission is to provide perfect service, lower rates and faster closings to our real estate customers and business owners. Services, NJ Department of Banking & Insurance, CT Department of Banking, FL Office of Financial Regulation.

  • Direct Lending Group
  • 34 South Broadway, White Plains, NY, 10601
  • Lends in New York
  • Loan Fundr is a private Nationwide commercial lender headquartered in New York, offering many financing options, including: bridge financing, hard money loans, private lending, commercial real estate financing, structured joint venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing

  • M1 Capital Corp
  • 50 Main St, Suite 1000, White Plains, NY, 10606
  • Lends in New York
  • M1 Capital Corp. is based in White Plains and New York City, New York and specializes in acquisition financing and refinancing outstanding CRE loans, restructuring current debt and delivering smart, effective solutions through a variety of loan options: conventional financing, private equity real estate lending, SBA 504 and 7a programs.

  • Source Realty Capital
  • 115 Meacham Ave, Elmont, NY, 11003
  • Lends in New York
  • Source Realty Capital is a direct private lender that provides commercial real estate financing solutions to owners and developers. We finance virtually all real estate asset classes, including office, multifamily, retail, mixed-use, industrial, hospitality and land.

    Source Realty Capital serves our clients need for capital

  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
  • Lends in New York
  • Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization

  • HOM Commercial
  • 133 Parkway Rd, Bronxville, NY, 10708
  • Lends in New York
  • Welcome to Houlihan & O’Malley Commercial Real Estate Services. Backed by the experience of a family that’s been in the real estate business since 1891, the commercial services division of Houlihan & O’Malley specializes in commercial brokerage, private mortgages, commercial appraisals and advisory services.

  • Houlihan & O'Malley
  • 133 Parkway Road, Bronxville, NY, 10708
  • Lends in New York
  • Joe Houlihan started his Real Estate career in 1984 as an appraiser, running Houlihan & O’Malley’s ‘Residential’ appraisal division. He interacted with Realtors on a regular basis and felt a natural attraction to real estate sales. In 1998, Joe founded the Residential Sales Group at Houlihan & O’Malley with the dream of creating a boutique real est

  • Educational & Governmental Employees FCU
  • 333 N Central Avenue, Hartsdale, NY, 10530
  • Lends in New York
  • Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.