AI Brings Private Money Lenders of Smithtown, New York [2025 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Smithtown, Suffolk, NY. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

social-security

Your social security number is unnecessary to get a FREE accurate loan quote.


Explore Local Private Lenders in Smithtown, NY

Boost your chance of securing a loan by finding a private investor through a hard money broker in your area. Lending hard money loans in Smithtown often relies on connecting with investors who have a strong familiarity with the neighborhood. Having the hard money investor nearby can significantly enhance the likelihood of approval and speed up the funding process.

The vibrant city of Smithtown has a thriving population of 116669, and the average sale price for properties is approximately $582,890. These numbers indicate a dynamic real estate market, presenting numerous opportunities for buyers and investors.

Peruse our comprehensive list of commercial and residential lenders who arrange loans based on the equity in real estate. These loans generally involve minimal reliance on your credit score or income verification, providing flexibility and accessibility. Our list also conveniently shows the distance each private lender is from the Zipcode(s): 11768, 11767, 11725, 11754, 11787, 11780, 11788, equipping you with practical insights for selecting a lender.

Ready to discover more? Compare loan offers from a curated network of 100 lenders to find the best financial solutions tailored for your specific needs and circumstances.



  • ION Capital Solutions
  • 30 Lakeside Drive, NY, NY, 11721
  • Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.
  • JMK Financial Group, Inc.
  • 23 Green St, Suite 209, Huntington, NY, 11743
  • JMK Financial is an independent, boutique mortgage company dedicated to providing custom and comprehensive service to our broad range of clients. We offer a wide variety of loan products to meet every need, from first-time home loans and mortgage refinancing to construction lending and reverse mortgages.
  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
  • People's Alliance Federal Credit Union
  • 125 Wireless Boulevard, Hauppauge, NY, 11788
  • Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff
  • Evolution Mortgage Inc
  • 140 Adams Avenue, Suite A5, Hauppauge, NY, 11788
  • Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.
  • Home Reliance Capital
  • 145 Marcus Blvd Suite 4, Hauppauge, NY, 11788
  • Our mortgage rates have consistently been some of the most competitive in New York, if not the lowest. Our success is based upon our strong level of commitment to our clients. We take the time to get to know you through personal attention and communication.We remember that we work for YOU, not the other way around.
  • RCG Mortgage
  • 490 Wheeler Rd, Suite 252, Hauppauge, NY, 11788
  • Mortgage broker based in Long Island, New York who prides themselves on their transparency, accountability, and ability to provide a "Nordstrom" experience with the efficiency of a "Ford" assembly line. RCG works with all clients, no matter what their financial goals may be.RCG Mortgage is your online resource for personalized mortgage solutions.
  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans. JMS Global is the choice of top REIs across the country,