AI Brings Private Money Lenders of Philadelphia, Pennsylvania [2025 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Philadelphia, Philadelphia, PA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Private Lenders in Philadelphia, PA

Identifying a private investor through a local hard money broker can dramatically elevate your chances of obtaining a loan. Success in lending hard money loans in Philadelphia often depends on discovering investors with deep knowledge of the neighborhood. A shorter distance between the investor and the property can significantly enhance the likelihood of loan approval and expedite the funding process.

Philadelphia has a reported population of 5649300, with property sales averaging around $192,350. Understanding these figures is crucial for evaluating the real estate market dynamics in the city.

Browse our comprehensive list of both commercial and residential lenders who provide loans backed by real estate equity. These lenders typically do not heavily depend on your credit score or income verification, focusing more on the asset value they are lending against. Additionally, the list includes how far away the private lenders are from Zipcode(s): 19154, 19151, 19150, 19153, 19152, 19102, 19103, 19106, 19107, 19104, 19109, 19128, 19129, 19120, 19121, 19122, 19123, 19124, 19125, 19126, 19127, 19112, 19111, 19115, 19114, 19116, 19119, 19118, 19148, 19149, 19146, 19147, 19144, 19145, 19142, 19143, 19140, 19141, 19139, 19138, 19137, 19136, 19135, 19134, 19133, 19132, 19131, 19130, 19019, 19092, 19093, 19099, 19101, 19105, 19108, 19110, 19155, 19160, 19161, 19162, 19170, 19171, 19172, 19173, 19175, 19176, 19177, 19178, 19179, 19181, 19182, 19183, 19184, 19185, 19187, 19188, 19190, 19191, 19192, 19193, 19194, 19195, 19196, 19197, 19244, 19255, providing insights into their relative proximity to your location.

Explore and compare offers from a wide variety of 100 lenders available in the market



  • Venture Estate Group
  • 401 West 48th Suite 2W, New York, NY, 10036
  • Where traditional lenders decline, we provide solutions. We offer specialized programs for real estate investors, including: No minimum FICO requirements Ground-up construction financing with no prior experience needed No-ratio loans (no income or DSCR) Financing for rural and non-conventional properties Up to 95% purchase and 100% rehab fu
  • York Funding LLC
  • 575 Lexington Avenue, 4th floor, New York, NY, 10022
  • York Funding is a direct hard money bridge lender to real estate professionals engaged in the acquisition and renovation of one-to-four family houses, multi-family apartment buildings, mixed-use properties, retail, office, strip malls, warehouses, notes, buildable lots, commercial properties, hotels and halted new construction.
  • Emerald Creek Capital
  • 575 Lexington Ave, 31st Floor, New York, NY, 10022
  • Launched in 2009, Manhattan-based bridge lender Emerald Creek Capital has built a reputation as an industry leader in the alternative finance space. The firm provides short-term loans secured by commercial real estate in primary markets nationwide. Our experienced team & top executives have a proven multi-year track record of sourcing, structuring
  • Roc Capital
  • 645 Madison Ave, New York, NY, 10022
  • Roc originates, underwrites, funds and services a diverse product suite of business purpose residential and commercial real estate loans. We offer bridge and perm loans from 12 months to 30 years on Fix and Flips, Rentals, Multifamily and Ground Up property types and also Roc Capital is a subsidiary of Roc360. Via our parent company you can access
  • Wheatland Federal Credit Union
  • 611 Centerville Road, Lancaster, PA, 17601
  • Wheatland FCU has been a part of Lancaster County since its inception in 1936. We have a firm sense of commitment to the county we serve and belong to. Our Mission is To assist our members in building a solid financial future. At Wheatland FCU, you’re not merely a customer known only by an account number, you’re a member and owner.
  • Penlanco Federal Credit Union
  • 630 Delp Road, Suite C, Lancaster, PA, 17601
  • Penlanco Federal Credit Union has been serving the PPL Electric Utilities family since 1938, and is now accepting additional companies and groups within 25-miles of Penlanco FCU. Penlanco FCU is a employee and group based credit union which means that you must have an affiliation with one of our employers or groups in order to be a member.
  • Prosper Mortgage Funding
  • 32C E Roseville Rd, Lancaster, PA, 17601
  • At Prosper Mortgage Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.We use "common sense" & will help you obtain the best loan possible. We are a small, family owned, mortgage company & represent a wide range of "A" rated lenders with first quality rates.
  • PMG Funding
  • 1525 Oregon Pike, Suite 2001, Lancaster, PA, 17601
  • PMG is a mortgage broker in Pennsylvania that takes a long-term partnership approach to the process of buying or refinancing. As such, we seek to develop good relationships with our clients through trustworthy service and timely communication throughout the process. Dave started PMG in December of 2005.
  • Team First Federal Credit Union
  • 111 Centerville Road, Lancaster, PA, 17603
  • At Team First FCU, we are committed to serving the needs of our membership. We understand that our members make us who we are and serving them is our number one priority. We offer a wide range of services to meet all your needs. The Team First Federal Credit Union began as the Teamsters Local #771 Federal Credit Union on February 15, 1962.
  • Commercial Capital Advisors Inc
  • 6344 Saunders St, NY 11374, Rego Park, NY, 11374
  • At Commercial Capital Advisors Inc, we treat each customer as an individual, not a number. We understand that real estate ventures require quick and flexible financing solutions. With years of experience and a commitment to excellence, we have become a trusted partner for those seeking efficient and personalized lending services. Loan Options we
  • Federal National Funding Capital Group LLC
  • 411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601
  • **Unlock New Opportunities with FNF Capital Group** **Experience in Financial Solutions** Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent