Hard money loans Lowest rates with AI in Spearfish, South Dakota

Use Lendersa® hard money mortgage calculator to find private real estate investors in Spearfish, Lawrence, SD. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Discover Private Lenders in Spearfish, SD

Connecting with a private investor via a local hard money broker can greatly improve your chances of securing a loan. For hard money loans in Spearfish, success often hinges on finding investors who are familiar with the neighborhood. A short distance between the investor and the property boosts approval odds and accelerates the funding process.

The city of Spearfish has a population of 12836, and the average sale price is $252,720. This data is vital for assessing real estate opportunities in the area.

Explore our list of commercial and residential lenders that provide loans secured by real estate equity. These lenders typically place less emphasis on credit scores or income verification. The list details how far these private lenders are from Zipcode(s): 57783, 57799.

Review and compare offers from 100 lenders

Utilizing the expertise of local lenders offers strategic benefits, focusing on the property's equity rather than traditional credit assessments, which optimizes the financing process to align better with your investment goals.



  • First Western Federal Savings Bank
  • 402 Main St, Rapid City, SD, 57701
  • At First Western Federal Savings Bank, you’ll find an honesty from our non-recourse lenders that you won’t find anywhere else. We take extraordinary pride in providing simple, straightforward answers to your very important questions about buying investment real- estate. As a portfolio lender for over 30 years.
  • Med 5 Federal Credit Union
  • 4956 5th Street, Rapid City, SD, 57701
  • We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal
  • Highmark Federal Credit Union
  • 725 5th St, Rapid City, SD, 57701
  • Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.
  • Black Hills Federal Credit Union
  • 200 Main Street, Rapid City, SD, 57701
  • BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.
  • Lakota Federal Credit Union
  • Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
  • In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.
  • Candu Ventures, LLC
  • 300 N Center St. Unit 6, Casper, WY, 82601
  • We provide funding and operational solutions that increase profitability for qualified developers, investors, and business owners in the United States and Canada. Ask for a U. S. business loan, commercial real estate loans, investment or acquisition capital, debt and equity funding, private money, a merchant cash advance, or other funding. C
  • Oahe Federal Credit Union
  • 221 E Pleasant Drive, Pierre, SD, 57501
  • Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
  • Opportunity Business Loans
  • 2304 E Lincolnway, Suite 154, Cheyenne, WY, 82001
  • We have a network of thousands of lenders who are all ready to lend the money you need. This network allows us to find the best deal for you based on you and your business's individual needs. Our personal financial advisors will work with you through each step of our online business loan process.
  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
  • BankNorth
  • 2201 6th Avenue Southeast, Aberdeen, SD, 57401
  • We offer a wide range of financial products and services – like savings and checking accounts, personal, business and farm and ranch loans and internet-based solutions – that make it easy and convenient to BankNorth. We’ve been guided by values like honesty, integrity and loyalty every step of the way.
  • Dacotah Bank
  • 308 S Main St, Aberdeen, SD, 57401
  • Dacotah Bank is a bank with operations in one state. Dacotah Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages and Dacotah Bank is uniquely nimble as a state-chartered bank and locally impactful through Give Where We Live. Dacotah Bank provides banking.