| City | USDA | FHA-SFR |
|---|---|---|
| Carmel | $776,600 | $1,089,300 |
| Carmel-Hamlet | $657,900 | $822,375 |
| Cold-Spring | $657,900 | $822,375 |
| Kent | $776,600 | $1,089,300 |
| Lake-Carmel | $657,900 | $822,375 |
| Mahopac | $776,600 | $1,089,300 |
| Patterson | $776,600 | $1,089,300 |
| Philipstown | $776,600 | $1,089,300 |
| Putnam-Lake | $657,900 | $822,375 |
| Putnam-Valley | $657,900 | $822,375 |
| Southeast | $776,600 | $1,089,300 |