USDA and FHA Pro and Con in Putnam-Lake, Putnam County, NY
In 2025, the USDA loan limit within Putnam-Lake, part of Putnam County, NY, is $657,900, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s favorable USDA versus FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding in deciding which program in better suits your financial scenario.
2025 Loan Limits and Downpayment Requirements in Putnam-Lake, Putnam, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Putnam-Lake, NY
Lendersa® aims to secure the best USDA or FHA loan for you efficiently and without friction. Choose one of three paths to find matching lenders and advantageous USDA loan programs.
The USDA home loan, underpinned by the Department of Agriculture—often called a USDA rural development loan or USDA mortgage—is uniquely available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, no down payment is necessary for the USDA mortgage.
236 Commercial Street, Suite 100R, Boston, MA, 02109
Tim Lacyk, dove head first into the mortgage industry some 15 years ago. Originally hired as a Loan Closer (coordinates with Title the closing process the final loan figures, balances, and wires the money to closing), he also moved through a variety of roles after that, including post-closing management.
8 Faneuil Hall Marketplace 3rd fl, Boston, MA, 02109
Investors Choice Lending is a private hard money lender offering Boston’s real estate investors a unique opportunity to secure the funds they need. When you’ve got eyes on your next investment property, there’s nothing you want more than to close quickly and without hassle.
We’ve aligned ourselves with many National lending resources.
Founded in 1952 in Ridley Park, Pennsylvania, BHCU is a federally insured credit union that provides comprehensive banking services to its members. Originally established to serve employees of Boeing (formally Vertol) and their family members, BHCU recently expanded to a community-based credit union, exclusively serving Delaware County, PA.
529 Main St, Suite P200 & P300, Charlestown, MA, 02129
Our goal is to provide the best suited real estate financing for investors.
We engage in honest conversation while showing respect to all people.
We listen to our clients, investors, vendors, and other individuals we may come in contact.
We truly embrace customer commitment, building and nurturing relationships.
Mass Bay Credit Union serves over 18, 000 Members, manages over $220 million in assets, and operates under the Credit Union ideal of "People Helping People." We are 100% committed to providing our Members with the best banking value, products and services available, with state-of-the-art technology and unparalleled access
Taupa Lithuanian Federal Credit Union! 2019 we celebrated our 39th anniversary. The credit union has 1,800 members and $22 million in assets. We offer to our members: Best CD rates, MasterCard® Credit Card (no annual fees), Scorecard Bonus Points, Debit Card, Online Banking and Bill Pay all FREE. Our Personal and Business Checking accounts
"Cabot Boston Credit Union has been open since 1941. The credit union has assets totaling $7.32 Million and provides banking services to more than 800 members. Cabot Boston Credit Union Providing services to Cabot US Based
Employees since 1941. Cabot Boston Credit Union (inc) is located in Boston, MA, United States."
Philly Hard Money Loans is an affiliate of Crowd Lending Inc. PHML is a Local Direct Hard Money Lender. PHML provides fast, flexible, and direct funding to investors, builders, and developers for investment real estate.PHML directly funds the acquisition and renovation of investment real estate.
It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
