USDA Vs. FHA your options comparison in Philipstown, Putnam County, NY
In 2025, USDA loan limit in Philipstown, county of Putnam, NY is $776,600 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Philipstown, county of Putnam, NY
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Philipstown, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
8942 Garden Grove Boulevard, Suite 210, Garden Grove, CA, 92844
First Goldstars, Inc. We are a professional and responsible real estate and mortgage broker. We are here to assist you with all your real estate and mortgage needs. We have many years of experience in real estate and we take pride in excellent customer service. Our clients' needs are our priorities. Our goal.
3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214
Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.
2629 Foothill Boulevard, Unit 296, La Crescenta, CA, 91214
"Par3 Lending, Inc Our #1 goal is client satisfaction. While we always aim and attain the lowest rates at the lowest costs, client satisfaction is our top priority We specialize in purchase & refinance loans for:
all residential properties (1-4 units)
all purposes (primary, vacation, investment"
3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214
Citadel Mortgage Company was founded in 1992 after two Loan Officers from Security Pacific Bank realized that offering programs from only one bank was not the best way to serve our clients. Robert Rivera and Mel Robinson founded Citadel Mortgage Company and over the years have developed relationships with many lenders.
3901 Foothill Boulevard, Suite 100, Glendale, CA, 91214
KEADA CAPITAL is a Southern California mortgage lender based in Glendale, capable of helping borrowers with credit challenges. We offer low interest rates, professional integrity and personalized customer service. If you're a first time home buyer or looking to refinance your existing mortgage we can help
3156 Foothill Boulevard, Suite I, La Crescenta, CA, 91214
Ichor Financial was created with one goal in mind, saving clients money by providing the lowest rates in the industry. Time and again our rates have beaten not only the major banks but online lenders as well. We actually encourage our clients to shop and compare our rates, something you won't hear from other lenders.
17220 Newhope Street, Suite 213, Fountain Valley, CA, 92708
We are an exceptional full-service mortgage banker headquartered in Santa Ana, CA. Without a doubt, The MORE Group are some of the hardest working mortgage bankers in the industry. We are here twenty-four hours a day to provide our clients with a variety of mortgage loan options tailored to your specific financial situation.
17155 Newhope St, Suite H, Fountain Valley, CA, 92708
The Amerifund Corporation & Realty can help you finance your dream home with our low-interest-rate loans! We make it easy to buy a home with simple processes and streamlined service to provide you with all your home-buying needs in one place. Whether you are looking for an FHA loan, Fixed-Rate Loan, or even a Jumbo Loan, we've got you covered.
10231 Slater Avenue, Suite 212, Fountain Valley, CA, 92708
KZ Lending specialize in mortgages (refinance or purchase loans) and real estate. We'll make sure you get the best rates on your refinance or purchase loan! KZ Lending Established in 2008. Give us a call today and we'll give you a rate quote in five minutes. Kelvin Zee Mortgage broker at KZ Lending.
16480 Harbor Boulevard, Suite 201, Fountain Valley, CA, 92708
Our philosophy is Homeownership Guidance for life! We specialize in low cost or no closing cost Refinance and new purchase home loans. We can lock a loan free of charge and absolutely no application fee. We promise to provide you with the highest level of customer service. We’ve been first time home buyers.
