Mortgage lead for Residential loan in Ocean Ridge, FL, 33435

Loan Request for Residential loan in Ocean Ridge, FL, 33435

Request #3741255 by Lender

Date Posted

6/14/2025 11:32:24 AM

Property at

Ocean Ridge, FL, 33435, USA Show Map

Borrower at

Property Type

Residential

Property Value

$1,150,000

Amount of Existing Loans

$474,000

Loan Request

$105,000

LTV

50.34 %

Credit Rating

600-619

Net Worth

$500,000 - $1,000,000

Loan Purpose

Second, Third or HELOC

Purpose

Hello,

My name is Megan Lake, and I’m seeking a $100,000 private or hard money loan secured by my primary residence located in Boynton Beach, Florida.

Here are the key details:
• Loan Amount Requested: $100,000
• Repayment Term Preferred: 2 to 5 years
• Use of Funds: Business capital + property improvements
• Collateral:
• Primary residence in Boynton Beach, FL (zip 33435)
• Estimated Home Value: $1,150,000
• Existing Mortgage Balance: $474,000
• Available Equity: ~$675,000
• No liens, no bankruptcy
• Credit Scores: 602 – 644 range
• Employment: Self-employed real estate professional with 23 years of experience
• Exit Strategy: Refinance or full repayment via real estate income within 24–60 months

I am open to reasonable interest rates and terms and am prepared to move forward quickly. Please let me know if you require a full property profile, proof of insurance, or other documentation to evaluate.

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Loan Request for Residential loan in Ocean Ridge, FL, 33435