Mortgage lead for Residential loan in Kingman, AZ, 86401

Loan Request for Residential loan in Kingman, AZ, 86401

Request #3749751 by Lender

Date Posted

8/6/2025 12:56:16 PM

Property at

Kingman, AZ, 86401, USA Show Map

Borrower at

Property Type

Residential

Property Value

$330,000

Loan Request

$150,000

LTV

45.45 %

Credit Rating

680-699

Loan Purpose

Refinance all

Purpose

**Loan Purpose**

I am seeking a loan of $150,000 for the purpose of refinancing my investment property located at Arabian Drive, Kingman, AZ. This strategic refinancing will allow me to consolidate my financial resources, optimizing my overall financial health and strengthening my personal economic foundation.

Utilizing the loan to refinance my home enables me to reduce my monthly payments, effectively managing debt while taking advantage of current favorable interest rates. This adjustment will not only enhance my cash flow but also position me for future financial opportunities, as it aligns with my long-term financial strategies.

For the lender, this loan represents a low-risk opportunity due to a favorable loan-to-value ratio of 45.45% and my stable credit rating of 680-699. Additionally, with a steady income of $6,000 monthly, I am well-positioned to meet repayment commitments.

I am optimistic that this loan will be mutually beneficial, and I sincerely appreciate your consideration.

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Loan Request for Residential loan in Kingman, AZ, 86401