Mortgage lead for Commercial loan in St. Cloud, MN, 56304

Loan Request for Commercial loan in St. Cloud, MN, 56304

Request #3765975 by Lender

Date Posted

10/11/2025 12:07:00 PM

Property at

St. Cloud, MN, 56304, USA Show Map

Borrower at

Minneapolis, MN, 55425, USA Show Map

Property Type

Commercial

Property Value

$1,000,000

Loan Request

$730,000

LTV

73 %

Credit Rating

680-699

Net Worth

$70,000 - $100,000

Loan Purpose

Property Purchase

Purpose

### Loan Purpose

I am seeking a loan amount of $800,000, primarily for the purchase of land located at 1601 7th Street Southeast, St. Cloud, MN, 56304. This investment aims to capitalize on the property’s fully entitled condition, offering excellent long-term benefits.

The purpose of this loan is to acquire a valuable asset with an estimated property value of $1,000,000. This land purchase is a strategic move to enhance my portfolio, with potential future developments that could significantly increase both the property’s value and its income-generating capacity.

For the lender, this is a low-risk opportunity due to the favorable loan-to-value ratio of 80% and my sound financial standing, indicated by a credit score ranging from 680-699. With no existing loans impairing my borrowing capacity, I am well-positioned to handle repayment comfortably.

I am confident in the success of this endeavor and deeply appreciate your consideration in facilitating this loan.

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Loan Request for Commercial loan in St. Cloud, MN, 56304