Mortgage lead for Residential loan in Altadena, CA, 91001

Date Posted

2/14/2026 1:23:40 PM

Property at

Altadena, CA, 91001, USA Show Map

Borrower at

Property Type

Residential

Property Value

$2,000,000

Purchase Price

$1,000,000

Loan Request

$700,000

LTV

35 %

Credit Rating

680-699

Net Worth

$1,000,000 - $4,000,000

Loan Purpose

Refinance and Construction

Purpose

I'm Alfredo Montoya, and I'm seeking a $700,000 loan along with my own investment of $300,000 to help finance and build a residential property at 3128 Mount Curve Avenue, Altadena, CA. This property, currently is a bare lot as a result of the Eaton Fire, and offers a remarkable opportunity for transformation. By securing this loan, I will complete the purchase of the lot and build a 1600 SF home with a 1200 SF ADU in the lower level/Basement completing construction in 10 months for a quick return on the investment. With the estimated post-renovation value at $2,000,000, this project is a sound investment.

From a lender's perspective, this loan presents a low-risk opportunity. The enhanced property value after renovations will ensure strong equity backing. My consistent credit record further underlines my commitment to responsible borrowing and repayment. Given that this is a business-purpose, non-owner-occupied venture, it stands to generate considerable returns once development is complete. Lenders can expect a mutually beneficial engagement, fortified by the potential for a substantial property value increase and secured by its heightened market appeal post-renovation.

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Loan Request for Residential loan in Altadena, CA, 91001