Mortgage lead for Residential loan in Portland, OR, 97215

Date Posted

2/25/2026 8:36:51 PM

Property at

Portland, OR, 97215, USA Show Map

Borrower at

Property Type

Residential

Property Value

$570,000

Loan Request

$335,000

LTV

58.77 %

Credit Rating

760-779

Net Worth

$5,000 - $20,000

Loan Purpose

Purchase and Construction

Purpose

I am seeking hard money financing for the acquisition and renovation of a value-add residential property. The property is being purchased below market value and presents a strong opportunity for forced appreciation through strategic improvements and legal square footage expansion.

Loan Purpose:
The funds will be used for:
1. Initial acquisition of the property
2. Rehabilitation and value-add improvements
3. Converting the lower level into a legally habitable unit
The property is currently underutilized, with an unfinished lower level that will be converted into legal living space. Once completed, total square footage will increase significantly, driving both rental income and appraised value.
Primary exit strategy:
• Refinance into long-term conventional financing after stabilization.

Secondary exit strategy:
• Sell at ARV if market conditions are favorable.

The numbers provide sufficient equity cushion and cash flow to ensure lender security.

Hard Money Guides

TYPES OF LOANS WE HANDLE:

PRE-APPLICATION OPTIONS:

BLOG SUBJECTS

Loan Request for Residential loan in Portland, OR, 97215