Loan Request for Residential loan in Fresno, TX, 77545

3/26/2026 4:16:40 PM

Fresno, TX, 77545, USA Show Map Hide Map

Residential

$278,000

$165,000

59.35 %

580-599

$250,000 - $500,000

Refinance all

Borrower: Honeydew Ave. Aesthetics & Permanent Cosmetics
Loan Amount Requested: $150,000
Loan Type: 1st Lien Hard Money / Private Commercial Loan
Purpose: Tenant Improvements (TI) for a new business location and marketing expansion.

The Collateral & Security
We are offering a 1st lien position on a free-and-clear investment property to secure this loan.

Property Value: $275,000 (Free and Clear)


Current Income: The property is currently tenant-occupied, generating a steady $1,800/month in rental income, providing immediate cash flow to help service the debt.

The Business & Use of Funds
Honeydew Ave. Aesthetics & Permanent Cosmetics is an established, high-margin beauty and medical aesthetics business serving the Greater Houston and Fresno, TX area. We have a loyal client base and a strong reputation for premium services (powder brows, microshading, and medical aesthetics).

To meet growing demand, we are expanding. The $150,000 will be allocated toward:

Tenant Improvements (TI): Building out our new, upgraded salon/clinic space to accommodate more clients and services.

Marketing Expansion: Aggressive client acquisition campaigns to quickly scale revenue at the new location.

The Borrower Profile & Repayment
We are seeking a hard money loan because our current credit profile is less than optimum for traditional bank financing. However, the strength of this deal lies in the heavy equity of the collateral and the proven revenue generation of the business.