Mortgage lead for Residential loan in Philadelphia, PA, 19140

Date Posted

5/4/2026 9:21:49 AM

Property at

Philadelphia, PA, 19140, USA Show Map

Borrower at

Property Type

Residential

Property Value

$180,000

Loan Request

$90,000

LTV

50 %

Credit Rating

620-629

Loan Purpose

Refinance and Construction

Purpose

I’m requesting a $90,000 business-purpose loan to refinance and complete construction improvements on my non-owner-occupied residential property at 3457 Hope Street in Philadelphia. The home is in good condition, and with an estimated value of $180,000, this request comes in at a conservative 50% loan-to-value, giving you a strong equity cushion from day one.

With this loan, I’ll be able to finish targeted updates that improve the property’s overall appeal and long-term durability, positioning it for strong performance as a rental or resale. Because there are no existing loans on the property, your lien would be in a clean position and well protected by the current value.

This is a straightforward, asset-backed opportunity where the real estate does the heavy lifting. You’re lending against a solid Philadelphia property at a low leverage point, while I handle the improvements that increase marketability and reduce risk. My monthly cash flow also supports the project, with $8,000 in income against about $3,000 in expenses.

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Loan Request for Residential loan in Philadelphia, PA, 19140