Mortgage lead for Residential loan in Hot Springs Village, AR, 71909

Date Posted

6/2/2026 12:40:32 PM

Property at

Hot Springs Village, AR, 71909, USA Show Map

Borrower at

Garland, TX, 75044, USA Show Map

Property Type

Residential

Property Value

$525,000

Loan Request

$75,000

LTV

14.28 %

Credit Rating

550-579

Net Worth

$250,000 - $500,000

Loan Purpose

Second, Third or HELOC

Purpose

I’m requesting a $75,000 HELOC/second-lien style loan secured by my second home at 32 La Palabra Way in Hot Springs Village, Arkansas. The property is in superior condition and is currently estimated at $525,000, which keeps the request extremely conservative at roughly a 14.29% loan-to-value.

With this loan, I’ll be able to tap a small portion of my built-up equity for planned personal financial needs while keeping the home as strong collateral. There are no existing loans on the property, so the lender is not competing with other liens, and the equity cushion is substantial.

From a lender’s perspective, this is a straightforward, asset-backed opportunity: a modest loan amount against a high-value residential property, strong collateral coverage, and a clear path to protect principal through the real estate itself. I’m looking for a lender who values security, simplicity, and a low-leverage deal.

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Loan Request for Residential loan in Hot Springs Village, AR, 71909