Mortgage lead for Residential loan in Palm Desert, CA, 92211

Date Posted

6/2/2026 9:49:41 PM

Property at

Palm Desert, CA, 92211, USA Show Map

Borrower at

Property Type

Residential

Property Value

$1,500,000

Amount of Existing Loans

$850,000

Loan Request

$850,000

LTV

56.67 %

Credit Rating

640-649

Net Worth

$500,000 - $1,000,000

Loan Purpose

Refinance all

Purpose

I’m requesting an $850,000 refinance on my owner-occupied primary residence in Palm Desert, CA 92211. The home is in good condition and is currently estimated at $1,400,000, which keeps the loan at a conservative ~60.7% loan-to-value. With this refinance, I’ll be able to pay off the existing loan(s) and replace them with one clean, well-structured note.

From a lender’s perspective, this is a straightforward, asset-backed opportunity secured by a desirable residential property with strong equity built in from day one. The lower leverage reduces risk and provides a meaningful collateral cushion, while the owner-occupied nature of the home supports pride of ownership and consistent upkeep. I’m a U.S. citizen and I’m looking for a reliable lending partner who values a simple transaction: solid property, sensible LTV, and a refinance that strengthens the overall loan profile.

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Loan Request for Residential loan in Palm Desert, CA, 92211