Mortgage lead for Residential loan in Monterey, CA, 93940

Date Posted

6/16/2026 12:30:54 PM

Property at

Monterey, CA, 93940, USA Show Map

Borrower at

Property Type

Residential

Property Value

$1,400,000

Amount of Existing Loans

$1,145,100

Loan Request

$1,150,000

LTV

82.14 %

Credit Rating

740-749

Net Worth

$500,000 - $1,000,000

Loan Purpose

Refinance all

Purpose

I’m reaching out regarding a short-term bridge loan opportunity on a fully renovated single-family property in Monterey, CA.
Property Overview:
Single-family residence (fully renovated, turnkey condition)
Currently listed for sale at $1,395,000
Strong market positioning with recent price adjustment to drive activity
Actively marketed with agent incentives to accelerate sale
Address: 721 Oak St, Monterey, CA
Listing link: https://www.zillow.com/homedetails/721-Oak-St-Monterey-CA-93940/19308469_zpid/
Loan Request:
Short-term bridge / payoff loan
Current debt: ~$1.145M
Seeking flexible structure to carry through sale
Open to 1st or 2nd position, or creative structuring if needed
Key Strengths of the Deal:
Clear and active exit via MLS listing
Property is complete (no construction or execution risk)
Seller highly motivated to close quickly
Pricing aligned to current market to drive offers
Timing:
Existing loan maturity: 6/30/26
Looking to secure a solution quickly and move to closing ASAP

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Loan Request for Residential loan in Monterey, CA, 93940