Mortgage lead for Residential loan in Philadelphia, PA, 19140

Date Posted

6/26/2026 11:30:23 AM

Property at

Philadelphia, PA, 19140, USA Show Map

Borrower at

Property Type

Residential

Property Value

$110,000

Loan Request

$70,000

LTV

63.64 %

Credit Rating

600-619

Loan Purpose

Refinance all

Purpose

I’m requesting a $70,000 business-purpose loan to refinance my non-owner-occupied residential property at 3322 North Bouvier Street in Philadelphia. This refinance will let me consolidate and stabilize the financing on a home that’s already in good condition, so I can keep it performing as a reliable long-term asset.

From a lender’s standpoint, this is a well-protected loan. The property is estimated at $110,000, putting the request around a 63.64% loan-to-value, which creates a meaningful equity cushion. That built-in protection, paired with a clean, straightforward refinance (no purchase uncertainty), helps keep risk lower and underwriting clearer.

Financially, I maintain steady monthly cash flow—about $6,500 in income against $4,500 in expenses—so I have room in my budget to comfortably support the payment. I’m a U.S. citizen and I’m focused on maintaining timely, professional communication throughout the process to make this an efficient, lender-friendly transaction.

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Loan Request for Residential loan in Philadelphia, PA, 19140