Mortgage lead for Residential loan in Surry, VA, 23883

Date Posted

7/19/2026 12:48:27 PM

Property at

Surry, VA, 23883, USA Show Map

Borrower at

Property Type

Residential

Property Value

$500,000

Loan Request

$60,000

LTV

12 %

Credit Rating

580-599

Loan Purpose

Second, Third or HELOC

Purpose

I’m requesting a $60,000 second/third lien or HELOC on my owner-occupied primary residence in Surry, VA. My home is in good condition and estimated at about $500,000, so this loan comes in at roughly 12% LTV—meaning you’re protected by a large equity cushion from the start.

I’ll use these funds as a consumer-purpose credit line to improve my overall financial position and liquidity, including paying down higher-cost obligations and smoothing cash flow. That helps keep my monthly budget strong and makes it easier to stay current and dependable on this note.

From a lender’s standpoint, this is a clean, straightforward request: a modest loan amount secured by a well-maintained residential property with substantial collateral coverage. I also have steady monthly cash flow—about $8,000 in income against $5,000 in expenses—so I can comfortably handle the payments while keeping the property in great shape. This is a low-leverage opportunity with strong downside protection and consistent performance potential.

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Loan Request for Residential loan in Surry, VA, 23883