Mortgage lead for Commercial loan in Crystal River, FL, 34428

Date Posted

9/17/2026 2:20:29 PM

Property at

Crystal River, FL, 34428, USA Show Map

Borrower at

Property Type

Commercial

Property Value

$2,000,000

Loan Request

$1,260,000

LTV

63 %

Credit Rating

780 or more

Loan Purpose

Property Purchase

Purpose

My client is seeking an acquisition and renovation facility for a multi-family asset, 28 units in Florida, with significant immediate upside. The buyer is an experienced investment and renovation team with elite credit and strong liquidity, looking specifically for low down payment/high LTC financing structures.

Deal MetricsPurchase Price: $1,400,000Target Financing: 90% Loan-to-Value (LTV) / High LeverageRenovation Budget: $175,000 (Fully funded out of pocket)Value-Add Strategy: Complete renovation of 10 water-damaged units to immediately increase doors, rental income, and property valuation.

Sponsor Strength & Financial Profile: Credit Profile: Tier-1 credit with an 800+ Credit Score.Liquidity: Strong, verified reserves with $500,000 cash in bank (Proof of Funds available upon request).

Experience: Proven track record in substantial residential/multi-family renovations and property management.

Financing Status & Specific Request: The buyer has already secured standard 80% loan approval from traditional sources. However, to optimize capital efficiency and maximize cash-on-hand for the value-add phase, we are exclusively entertaining low down payment offers (90% LTV/LTC structures or creative secondary financing). With $175,000 earmarked for immediate water-damage remediation and unit expansion, the sponsor retains a highly stable post-closing liquidity cushion of $325,000+.

Hard Money Guides

TYPES OF LOANS WE HANDLE:

PRE-APPLICATION OPTIONS:

BLOG SUBJECTS

Loan Request for Commercial loan in Crystal River, FL, 34428