The best Private Mortgage Lenders of 2026 in Alameda, California


Discover the most suitable Mortgage Broker from a list of 690 registered brokers in Alameda, CA. By scrutinizing and comparing a multitude of loan programs, interest rates, necessary fees, and the qualification prerequisites, you can pinpoint the broker that best fits your financial objectives and situation. The Lendersa pricing engine diligently processes and contrasts millions of real estate loan options provided by lenders throughout the San Francisco-Oakland-Berkeley, CA, efficiently identifying and aligning the top 10 lenders that perfectly match your personal qualifications and financial aspirations.

To view a comprehensive list of the best-matched options from the range of 690 mortgage brokers, direct lenders, banks, and credit unions offering financial services in Alameda, found within Alameda county, CA, you must input the specific property location, detailed income information, expenses, an accurate credit profile, and your current financial reserves. This tailored approach guarantees that the options presented are aligned with your specific circumstances and needs, granting you access to the most optimal financial solutions.

Discover Mortgage Brokers Nearby

For mortgage brokers to effectively assist you, they require three essential components:
A. In-depth financial information regarding your income and liabilities
B. Comprehensive details about the property you are interested in acquiring
C. A clear and complete understanding of what you aim to achieve with the loan, including your long-term and short-term financial goals

Utilize the Lendersa Loan Calculator

By leveraging the advanced capabilities of Lendersa®'s AI technology, your loan inquiry can be instantly paired with an extensive network comprising hundreds of renowned direct mortgage brokers, respected banks, committed local credit unions, or hard money lenders located within the San Francisco-Oakland-Berkeley, CA. This ensures that your specific loan requirements are accurately met and catered to by appropriate lenders who can offer tailored financial solutions.

Comprehensive Loan Solutions: Residential, Commercial, and Land

To maintain a healthy credit score, steer clear of unnecessary credit inquiries which may have an adverse impact. Secure a pre-approval for residential or commercial loans through reliable banks, steadfast credit unions, Non-QM lenders, or private hard money lenders, all without the necessity of divulging your social security number or revealing any sensitive financial data. This precaution ensures your financial information remains secure while you explore varied lending opportunities and products.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



  • VanDyk Mortgage
  • 310 Via Vera Cruz Suite ste 210 and 211, San Marcos, CA, 92078
  • Lends in California
  • VanDyk Mortgage was organized in 1987 by Founder and CEO Thomas L. VanDyk in Grand Rapids, Michigan.As a national Mortgage Banker, we have been committed to providing residential 1 to 4 family home loans to consumers for over 30 years.We currently have over 500 employees with 93 branch office locations in 38 states across the U.S.

  • Sanborn Financial
  • 4403 Manchester Avenue, Suite 202, Encinitas, CA, 92024
  • Lends in California
  • Sanborn Financial can help you achieve your goals. To set up the right Encinitas, CA Mortgage plan for you, get in touch with us -- we're happy to help. Owner Doug Sanborn can help you with the respect due an esteemed customer and give you the personal service you deserve. owner can understand the big commitment you are making in buying a home

  • Allstar Capital Group, Inc
  • 573 2nd Street, Encinitas, CA, 92024
  • Lends in California
  • Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.

  • FundLoans
  • 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
  • Lends in California
  • "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker!

    "

  • Scottway Capital
  • 1106 2nd Street, Suite 823, Encinitas, CA, 92024
  • Lends in California
  • ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002

  • Jim Lackey Associates
  • 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
  • Lends in California
  • Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.

  • Charger Funding
  • 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
  • Lends in California
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.

  • Pacific Mortgage Exchange, Inc.
  • 73241 Hwy 111, Palm Desert, CA, 92260
  • Lends in California
  • Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.

  • Nationwide Fair Lending
  • 73255 El Paseo, Suite 12, Palm Desert, CA, 92260
  • Lends in California
  • Nationwide Fair Lending employs an experienced staff, whose sole function is to assure customer satisfaction throughout the entire loan process. Our staff’s commitment to this industry is supported by continued education and development in the latest products. We measure achievement not only in financial terms but also in human terms.

  • Triumph Capital Partners
  • 155 S. Hiway 101 Suite 7, Solana Beach, CA, 92075
  • Lends in California
  • The firm’s principals have a combined 40+ years experience in property development and real estate finance and have originated over $1 billion in high-yielding private mortgages throughout their careers. Triumph's mission is to provide debt capital to meet the complex needs of today’s real estate investors nationwide.

  • Seattle Funding Group
  • 512 Via de la Valle Suite 200, Solana Beach, CA, 92075
  • Lends in California
  • The SFG family of funds was built on disciplined lending models to provide for consistent income with a focus on capital preservation. For three decades, the principals of SFG, John Odegard and Greg Elderkin, have faithfully managed their discretionary authority and proven the quality of SFG’s capital stewardship through numerous market cycles.