The best Private Mortgage Lenders of 2026 in Oakland, California


Locate the finest mortgage broker among 690 listed in Oakland, CA by comparing available loan programs, interest rates, fees, and lender requirements. Lendersa's pricing engine efficiently compares millions of real estate loan programs offered in the San Francisco-Oakland-Berkeley, CA, aligning the top 10 lenders with your specific qualifications and needs.

To generate a tailored list, provide the property location, your income, expenses, credit, and reserves. This will reveal the best matches from 690 mortgage brokers, direct lenders, banks, and credit unions offering financial services within Oakland, in Alameda county, CA.

Mortgage Brokers Near You

Mortgage brokers can give you the best help when they have key information like:
A. Your financial details,
B. Property specifics,
C. A clear understanding of your loan objectives.

Lendersa Loan Calculator

Lendersa’s AI swiftly connects your loan request with various mortgage brokers, banks, local credit unions, or hard money lenders in San Francisco-Oakland-Berkeley, CA.

Loans for Residential, Commercial, and Vacant Land

Prevent credit score reduction due to unnecessary inquiries. Secure pre-approval for residential or commercial loans through traditional banks, credit unions, non-QM lenders, or private hard money lenders, without needing to disclose your social security number or sensitive financial details.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



  • US Lending Co
  • 2280 BECHELLI LANE, Redding, CA, 96002
  • Lends in California
  • We hold ourselves to high standards. We value excellence in our personal lives and our company as a whole. We desire to provide high quality products and services while using the most up-to-date technology in order to stay ahead of the curve and make the process more efficient for us and less stressful for our clients.

  • Access Mortgage
  • 2620 Larkspur Lane Ste O, Redding, CA, 96002
  • Lends in California
  • At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.

  • Omega Mortgage Group
  • 2285 Hilltop Dr., Redding, CA, 96002
  • Lends in California
  • Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.

  • Premier Home Loan Group
  • 217 E. Palm St, Exeter, CA, 93221
  • Lends in California
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Only 1 Benji
  • 1177 Hilltop Dr, Redding, CA, 96003
  • Lends in California
  • Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.

  • New America Realty
  • 1750 S Broadway, Suite J, Santa Maria, CA, 93454
  • Lends in California
  • New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.

  • ReProp Financial
  • 735 4th street, Eureka, CA, 95501
  • Lends in California
  • ReProp Financial is a small balance commercial lender lending in CA, OR, WA, ID, AZ, and TX. We lend up to $2.5MM and offer both interest only bridge and 15 year fully amortizing loan products. We are a direct lender and service everything in-house. Our average time to close is about 10 days but can close more quickly if needed.

  • Team Windes
  • 4801 Calloway Drive Suite 103, Bakersfield, CA, 93312
  • Lends in California
  • Team Windes mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible and also Todd and Sasha Windes all types of home mortgage loans ranging from first time home buyer’s programs to the most sophisticated .

  • Prince Financial Corp.
  • 1712 19th Street, Bakersfield, CA, 93301
  • Lends in California
  • Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.

  • Alterra Home Loans
  • 1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
  • Lends in California
  • Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.

  • Gem Mortgage
  • 1200 Discovery Drive, Ste. 300, Bakersfield, CA, 93309
  • Lends in California
  • GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years. The GEM business philosophy holds true that all consumers deserve access to credit, where “our customers are our business” is the cornerstone for excellence.