The best Private Mortgage Lenders of 2026 in Ocean, New Jersey


Explore the best mortgage brokers from 53 in Ocean, NJ by examining loan programs, interest rates, fees, and qualification requirements. The Lendersa pricing engine rapidly compares millions of real estate loan options in New York-Newark-Jersey City, NY-NJ-PA, matching you with the top 10 lenders tailored to your specific qualifications and needs.

Provide the property's location, along with your income, expenses, credit score, and financial reserves, to access a detailed list of the most compatible options among 53 mortgage brokers, direct lenders, banks, and credit unions serving Ocean, Monmouth county, NJ.

Locate Nearby Mortgage Brokers

To effectively assist you, mortgage brokers require three key pieces of information:
A. Your comprehensive financial data
B. Complete property details
C. A clear understanding of your loan goals

About the Lendersa Loan Calculator

Utilize Lendersa® AI technology to instantly connect your loan inquiry with a variety of direct mortgage brokers, banks, local credit unions, or hard money lenders within New York-Newark-Jersey City, NY-NJ-PA.

Comprehensive Loan Options: Residential, Commercial, and Land

Avoid unnecessary credit inquiries that could negatively impact your score. Obtain pre-approval for residential or commercial loans without disclosing your social security number or sensitive financial information, available from traditional banks, credit unions, non-QM lenders, or private hard money lenders.


Compare 10 Lenders In Minutes

No Social security # is needed to find and compare the best matching loan programs from up to 10 lenders

Note: Lendersa loan requests contain all the data points mortgage brokers need to get you loan proposals.
social-security

The loan request is not a loan application, and your social security number is unnecessary.

To manually contact lenders, we provide you with a complete list:



  • NorthMarq
  • 3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
  • Lends in New Jersey
  • We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.

  • Criton Capital, LLC
  • 601 N. Federal Highway, Suite 301-20, Hallandale Beach, FL, 33071
  • Lends in New Jersey
  • Short Term Bridge Loans for Commercial and Investment Grade Properties.
    • No deep dive underwriting
    • $500,000+ loan sizes preferred
    • 12-36 month terms
    • Most commercial RE assets accepted; special use case-by-case
    • No rural or vast land properties
    • No junk fees
    • Quick close
    • Broker friendly

  • TPN Lending
  • 1314 east Las Olas Boulevard, Fort Lauderdale, FL, 33301
  • Lends in New Jersey
  • Empowered Real Estate Investment by TPN Lending

    TPN Lending revolutionizes real estate financing with lightning-fast funding solutions tailored for investors. Whether flipping, rehabbing, or expanding rental portfolios, TPN offers up to 90% LTC and 80% LTV, appraisal not needed on all deals, ensuring swift closings in as little as 3 days. Embrac

  • Atlas Financial Group
  • 990 los olas blvd, Fort Lauderdale, FL, 33301
  • Lends in New Jersey
  • We can close as soon as 5 - 10 days depending on the deal. The Atlas Group's mission is to make the overall process of applying and receiving loans for real estate investors quicker and more reliable by focusing on real estate, technology and superior customer service. Proven to be the most reliable National lender for Fix and Flip and 30 Year Inve

  • United Capital Point Llc
  • 180 E Dania Beach Blvd, Dania, FL, 33004
  • Lends in New Jersey
  • United Capital Point connects residential and commercial investors with the right lending solutions. Specializing in DSCR, hard money, and bridge financing with flexible guidelines and fast closings. Whether you’re acquiring, refinancing, or scaling your portfolio, we match you with the right loan — every time.

  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Lends in New Jersey
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide!

    Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer

  • ALTO Capital
  • 1031 N Miami Beach, Blvd, North Miami Beach, FL, 33162
  • Lends in New Jersey
  • At Alto Capital, we’re the private lender of choice in the U.S. for real estate investors and developers who need fast capital, clear terms, and a team that truly understands the business.

    With over 15 years of experience, Alto Capital is the premier lender connecting private capital with solid real estate investments across the United States.

  • The Mortgage Calculator
  • 2125 Biscayne Blvd, Suite 220, Miami, FL, 33137
  • Lends in New Jersey
  • The Mortgage Calculator is a licensed Mortgage Lender specializing in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation!

    Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote t