USDA Loan Vs. FHA loan pro & con Palmer, Matanuska-Susitna County, AK

In 2026, the USDA loan limit in Palmer, located in the county of Matanuska-Susitna, AK, is $413,700. In contrast, the FHA limit for a single-family home is $472,030. Understanding these limits is crucial for prospective homeowners as they provide a clear indication of the maximum funding available through these federal programs designed to support home purchases in your area.

To make the most informed decisions about your mortgage options, use Lendersa® USDA loan calculator. This tool allows you to evaluate today’s optimal USDA versus FHA rates. It aids in assessing the necessary qualifications regarding income, credit scores, reserves, and the essential documents required for securing a loan. By leveraging our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loan options side by side. This enables you to pinpoint the loan program that aligns best with your financial situation in .

Discover Possible USDA and FHA Loan Options in Palmer, AK

The primary goal of Lendersa® is to facilitate access to the best USDA or FHA loans quickly and conveniently. Whether you are a first-time homebuyer or looking to refinance, select one of three starting pathways that lead to matching lenders and uncover USDA loan programs with conditions tailored to your unique requirements.

Results from Lendersa USDA loan requests and matchings

What Defines a USDA Loan in AK?

A USDA home loan, guaranteed by the U.S. Department of Agriculture and commonly referred to as a USDA rural development loan or USDA mortgage, is intended for the rural sector of the community. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans waive the down payment requirement entirely, providing significant financial easing for eligible home buyers seeking properties in these regions.

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(217) 347-7173 Lender's profile and map Reviews Washington Savings Bank 200 South Banker Street, Effingham, IL, 62401 In 1883, a group of men got together, to establish an organization whose primary purpose was to help its members purchase homes. The mission of Washington Savings Bank is to be a financially strong, progressive bank, serving our customers by providing quality, professional and innovative products and services they need and want, in a safe
(800) 305-7751 Lender's profile and map Reviews Crossroads Bank 2000 S Banker Street, Effingham, IL, 62401 Crossroads Bank was founded in the midst of that growth. Chartered in 1973 and opened in 1974 on South Banker Street in front of the new shopping mall, the bank grew quickly. As Crossroads Bank grew, a second facility was built in 1987 on Keller Drive, making banking convenient for all of the bank’s customers.
(855) 696-4352 Lender's profile and map Reviews Midland States Bank 1201 Network Centre Drive, Effingham, IL, 62401 Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of September 30, 2021, the Company had total assets of approximately $7.09 billion, and its Wealth Management Group had assets under administration of approximately $4.06 billion.
(734) 238-0931 Lender's profile and map Reviews Premiere Mortgage One Company 17800 Woodward Avenue, LL2, Detroit, MI, 48203 Premiere Mortgage One was created with the goal of providing the best value in the mortgage industry to our customers. Our loan officers are fully licensed by the U.S. Government and are held to the highest standards of licensing, testing and continuing education. They are available any time to answer any questions.
(432) 426-3211 Lender's profile and map Reviews Fort Davis State Bank 100 North State Street, Fort Davis, TX, 79734 Fort Davis State Bank was established in 1911 and is proud to be home owned and operated. Our two branches in Alpine and Presidio were added in 1997. Our mission, as the only home owned and operated bank in the area is to grow while profitably providing superior financial services to our customers.
(918) 426-0211 Lender's profile and map Reviews First National Bank & Trust Company of McAlester 235 E. Choctaw, McAlester, OK, 74501 First National Bank & Trust Co., of McAlester, OK, was established in 1896 and has consistently met the financial needs of the citizens of McAlester, Pittsburg County. At FNB, we offer a wide variety of loans, deposit and financial services in order to meet the needs of consumers, small businesses, agricultural, retail and commercial customers.
(313) 263-6456 Lender's profile and map Reviews Kellum Mortgage 27560 Groesbeck Hwy, Suite 2, Roseville, MI, 48066 We fund hard money commercial loans. With over fifty Private Lenders. Even in these tough economic times KCG is able to fund difficult hard money commercial loans that most other lenders would turn down. Special Circumstance Financing Structures are available for almost any type of commercial real estate, that cannot be funded
(800) 945-0073 Lender's profile and map Reviews Today’s Bank 432 Madison 1650, Huntsville, AR, 72740 Today’s Bank, commitment to our customers by providing a strong, stable and secure banking experience has been our promise since we opened our doors over 30 years ago. This commitment to individuals, families and businesses in our communities throughout Northwest Arkansas and the Arkansas River Valley is delivered everyday through personal service,